Credit Card Scam
Complaint
Henry Sawicki
Country: United States
This company is a complete scam! They continue to charge your bank account after the initial sales and will continue until you either cancel your credit card or spend hours with you bank's fraud department.
They also sell or provide your credit card to "Third Party" companies which are sister companies whicjh will charge multiple small amount until you notice them on your bank statement every month. Then they offer to merely refund the last 4 charges, not 10-18 charges they make over 6 months or longer.
SCAM SCAM SCAM
They also sell or provide your credit card to "Third Party" companies which are sister companies whicjh will charge multiple small amount until you notice them on your bank statement every month. Then they offer to merely refund the last 4 charges, not 10-18 charges they make over 6 months or longer.
SCAM SCAM SCAM
Comments
Dispute unauthorized charges through your bank, and block the card number or close the account due to fraud to prevent additional fraudulent charges. Follow up with a written dispute or fraud affidavit sent to your bank's dispute address.
Do NOT waste your time trying to get your money back from any scam through the scammer. Always immediately file a bank dispute, as that is usually the only way you will ever get your money back. If you leave your account or card number active, you can expect additional monthly charges, probably around $58 to $150, until you get wise and shut it down. The couple buck charge was just a teaser to get your account number, and a test that it was valid.
The game they will play is to try to delay your bank dispute past the 60 day FRB Reg. E or FCBA dispute period, after which your bank will be unlikely to be able to get your money back. To do this they will use various excuses, like "mailing an information packet" that never comes, "cancelling your membership" but they lose the "cancellation" so monthly charges continue, requiring you to get, and send in, a "refund request" that never has any effect, having to call a "refund number" that is ignored, or the cancellation "lost", etc...
File fraud complaints with FTC, your state AG, and at www.ic3.gov