Loan Violation
Complaint
Just me
Country: United States
Below please see the email fraud that i received at my work email address.
CASE FILE : ES 78553
LOAN INFORMATION
DUE AMOUNT-$875.39
LOAN COMPANY- ACS Incorp.
You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +1-209-845-7600 between 9.30 to 6.30 (EST).
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON +1-209-845-7600
UNITED STATES OF ATTORNEY
Copyright © 2006 ACS | Privacy | Terms of use
CASE FILE : ES 78553
LOAN INFORMATION
DUE AMOUNT-$875.39
LOAN COMPANY- ACS Incorp.
You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +1-209-845-7600 between 9.30 to 6.30 (EST).
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON +1-209-845-7600
UNITED STATES OF ATTORNEY
Copyright © 2006 ACS | Privacy | Terms of use
Comments
"You are going to be legally prosecuted in the Court House within couple of days."
Legally prosecuted? Really? So Illegal prosecution can occur?
"Your SSN is put on hold by US Government,"
What does it mean to have your SSN 'put on hold?'
"...so before something goes wrong..."
Oh good lord...
"Now, this means few things for you."
Oh, do tell. Who talks this way?
"...we need you to inform your superior or manager..."
Transparent extortion. Who is stupid enough to put this sort of threat in writing? Obviously someone that feels beyond the 'long arm of johnny law.' In other words, they are not in the US.
"...once the case has been downloaded and executed in your name..."
What in the world does this mean? I ask again, who is it that really talks this way? What legal process is it that 'downloads a case' refers to? Again, where did these people learn their English? Honestly. This all sounds like a script from a Bollywood soap opera.
People, don't respond. Instead, contact the FTC and your state's AG and forward this email to them.
They have been using this same weird language for years. It can't be just Indian English vs. American English, since I doubt they even have "Social Security" there, and they clearly have no knowledge of how local US courts are organized or named.
The Indian debt collection scams started showing up several years ago about the time some sleazy Jacksonville Florida collection agencies started using Indian call centers. They first sounded like abusive payday loan debt collectors, similar to the payday loan collection scripts used by the Florida operations, complete with implied "bad check and fraud prosecution" which is common with collection of payday loans.
The Florida scammy collectors got repeatedly shut down by the Florida AG, and what appeared to be freelance Indian "debt collectors" started calling, using the new VoIP telecom services and changing their phone numbers every few weeks.
You can follow the evolution across complaints on 800notes.com, complaintwire.org and similar sites. One consumer actually chatted with one of these scammers, who said he made a good living doing this. They appear to be mostly small groups of people, sometimes with an experienced scammer acting as "manager" when some new guy can't quite real in the mark.
At first, it appeared that they had access to old Florida payday loan debt collection records, maybe even old credit reports, but for the last several years, it has become clear their debt claims are always entirely bogus and made up. They are getting information from either payday loan lead generation sites or fake loan sites, since often the harassing calls start within days to weeks of consumers applying on those sites. They also appear to be just scouring the internet looking for enough information on people to weave into the con, particularly when they play the "employer harassment" variant of this game.
Their over the top threats appear to be aimed at that subset of victims they can scare, since they really can't be subtle if they are going to get some sucker to actually go down to Western Union and wire money.
"This all sounds like a script from a Bollywood soap opera."
Maybe they have websites for setting up your own scam, complete with scripts and email templates, kind of like the US sites for debt collection dispute letters.
Bingo. I routinely see comments from people who, I assume, are either in the debt collection industry or, for some perverse reasons, are sympathetic to the debt collection industry directly and indirectly implying that american debt collectors are, somehow, different and *more* legit. To my way of thinking, the only difference between the payday loan scammers and a debt collector calling from, say, Vanguard is that it is slightly more easy to bring the american variety of this scum to court for their misdeeds.
I recieved this same email in my personal email box on August 1st and I called them and they were very rude and nasty. I know nothing of this company and they left me a voicemail on my phone. I was going to send them some money but after researching I decided against it.