dispute debt
Complaint
Olenia Henderson
Country: United States
I have not used the bank power one for several years. and all checks had cleared., now several years later apparently someone used my old account to write checks. i am disputing this new charge for 38.24
ref 3044365015
ref 3044365015
Comments
Was the account still open, and were you receiving statments?
TRS Recovery collects on bounced checks for both merchants, and banks.
You might be dealing with a forged check written on your account, or you could be dealing with an error made by TRS Recovery, or by the bank. You could also be dealing with one of a number of scammers that run through fraudulent EFT charges, either on your still open account, or possibly even on a closed account.
Some banks are so incompetent that they will actually pay a charge on a closed account, or even re-open it, going after the former account owner. This gross security lapse is an open door to fraudulent charge scammers.
TRS Recovery is a debt collector, so you should send them a dispute, in writing, and mailed certified, requesting proof of the debt from the original creditor.
They are also associated with Telecheck, which is a credit reporting agency. You can requiest a copy of your file from Telecheck under FCRA, and if they are posting erroneous information, you should dispute it directly with Telecheck, again in writing, mailed certified.
The most I can pay is $110.36 in full. If you will accept this payment please respond back to me at thatfield78@hotmail.com
Thank you,
Nicholas A Bonadio
THANK Y