Harrassing phone calls

ComplaintsCollection AgenciesFirst Source Adv

Complaint

0
Carol Oliwa
Country: United States
I am receiving Harrassing phone calls at work and at night at home.  I will loose my job if they don't stop I have told them not to call me at work several times and they ignor me.  I can not discuss these false charges they claim I owe while at work.  I would like to see the proof that these charges are even mine.  When you charge something, don't you have to sign the receipt?  I would like to see my signature on the receipts.

Comments

  • 0
    tj
    "First Source Advantage" shows up as a collection agency with addresses in the vicinity of Amherst and Buffalo NY.  That area is home to many shady and fraudulent debt collectors, and has a reputation for a culture of fraudulent and extortionate collection of unowed "debt".

    Debt collectors are required to comply with a federal law known as FDCPA.

    That law prohibits abusive and harassing collection, including calling you at work if they have reason to believe you cannot take their calls there.  Harassing calls, including calling you at work when you have told them not to, are violations, and you can sue them.

    It also requires debt collectors to mail a letter within 5 days of initial contact notifying you of the debt, and of your right to dispute it and demand that they obtain proof from the original creditor that  you owe it.  Doesn't sound like they sent you any letter, for which you can sue them.

    Sounds like you don't even believe you owe this "debt", and they are evading your attempts to dispute and obtain validation, by abusive and harassing calls, threatening your job through calling  you at work, deceptively failing to notify you of your right under law to dispute and request validation, and directly and implicitly implying you have no right to dispute.

    You can find similar complaints against them, here.  Notice the numerous complaints of abusive collection, calling and harassing relative, harassing calls to the wrong people that continue even when they are notified they have the wrong person.  also note their employees posting on the threads, again harassing people for complaining about their illegal practices.
    https://800notes.com/Phone.aspx/1-888-753-3223
    https://800notes.com/Phone.aspx/1-866-276-8306

    Looks like they collect for American Express, from some call center in India, with similar complaints of illegal harassment.
    https://800notes.com/Phone.aspx/1-877-420-5095

    When a debt collector evades your attempts to dispute alleged debts, in violation of federal, law, they are basically running a fraudulent "shakedown" racket, by evading FDCPA while using abuse, harassment, and threats to coerce and extort payment without any proof you even owe them.  These types of illegal practices often result in defrauding of people who actually owe nothing.

    FDCPA allows courts to award actual and statutory damages, plus attorney fees, if you sue them for violations and win.  You can sue in your local federal or state courts, and because of the attorney fees, many attorneys will take these cases on contingency.  Hand it off to an attorney and let them do what they do, in federal or state court, so your adversary can pay you both.  You could sue them yourself in small claims court, but why give them a discount, and possibly miss something?  You get better justice in federal court anyway.

    You can find a consumer attorney in your state through www.naca.net
  • 0
    starr
    These people still call me and I've told them the person they are looking for doesn't live here anymore
  • 0
    gita
    | 1 reply
    was checking out about this,  after I received as of today several calls from those numbers. In the background I heard voices and tapping on keyboards.  they get their info from computers. Since it was a voice mail I just listened to it.  The caller,  an older women's voice,  asked for an "Lorenz Brown".  to hang up if not that name.  So I  did. Since my name is not that.  But the next day I got another call.  Same name,  almost same number,  same message.    Since I don't remember owning anything to them, , they must be fishing for more information.  

    Good,  that I had recently  "True Caller"  installed, a call blocker.  now both 716 numbers are on that list. I would advise anyone, who is getting harassed on their cells,  to do that too.
    • 0
      tj replies to gita
      Answer the call, tell them to cease calling because they have the wrong number, aind if the calls continue, file complaints with FTC, your state AG, and the NY AG.

      If you have further problems, get an attorney and sue them.
      There's really no reason to put up with this nonsense.
  • 0
    ed
    these guys just started calling me looking for some body regarding some debt.  I told them I don't even know this person they were looking for. 3 times they called and everytime I told them they got the wrong number.  I even called them back and told them they have a wrong number.  person did apologize and told me they would remove my phone number from their files.  but I don't think that's going to happen after reading all the complaints on this site.  spoke with a "Sanjay" although that's probably not his real name, he was polite but its just a game and he probably is not sincere in promising not to call my number again.
    it was very hard to understand him due to his thick east indian accent and he mumbles when he speaks.  I had to listen to a voice mail on my phone multiple times just to kinda figure out what he was saying.  if they call me again I will lodge a complaint with FTC and attorney general

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