Phone Calls

ComplaintsScamsCash Advance America/American Law Division

Complaint

0
Teresa Williams
Country: United States
I received a phone call from and india man name Ronnie Cooper who claims to be a representative from a law firm.  He stated that i took a cash advance that was over a year ago.  The gentleman was just yelling about how i was commiting check fraud and practicing fraudulate activity they threaten to call my job and get me fired with makes is crazy if you want me to pay this ammount you say i owe. After i keep asking for the company's information the india gentleman started yelling saying he did not have that information and does not know where to get the information.  They could not verify my address or anything and they just keep saying you will be locked up behind the bars stated they have sent me emails that have gone unanswered which i never received.  So i will await there next call to see what happens then.

Comments

  • 0
    tj
    | 1 reply
    Typical fake "payday loan debt collection" phone extortion racket.

    Callers are usually from overseas, often India or Pakistan.

    Report to the FBI, and ignore their threats.
    • 0
      John P replies to tj
      Can they actually withdraw money from my account or use my information to sue me?  

      I applied for a payday loan using one of those "meta" payday sites that farms out your application to like 25 sites simultaneously (I didn't know that was going to happen) and after that I started getting calls 5 or 6 times a day from payday lenders, mortgage lenders, cruise ship companies, student loans, on line universities and so on - AND NOW THIS!

      I am just worried that they can actually get at my money.
  • 0
    T Aiono
    Teresa,
    I just got a phone call from a Ronnie Cooper too he never stated when I applied for the loan what is crazy is that he said my back name and SSN then it dawned on me when I received a letter from my back telling me that my account is in the negative that same day I went down to the bank to dispute this matter the teller printed out a electronic check esigned by me. this is crazy
  • 0
    tj
    This type of scam usually operates from overseas to escape prosecution.  They may use fake "payday loan application" websites to get consumer account and identification information.  There are also reports that some may have obtained access to U.S. consumer credit reports, or to old payday loan data, possibly through overseas call centers used by now defunct shady U.S. debt collectors or payday lenders.

    File a fraud dispute with your bank to refute the fraudulent echeck, and close the account due to fraud to prevent additional fraudulent charges.

    Follow up with a fraud affidavit sent to your bank, to back up your dispute IN WRITING.  File a fraud complaint with your local police, and get a copy of the police report for your records.

    Your bank can reverse disputed charges if you dispute within 60 days of the statement date of the statement showing the disputed charges, under FRB Reg. E, which covers debit card charges, ochecks, or similar EFT.
  • 0
    tj
    Provide the police a copy of the fraudulent echeck as part of your fraud complaint, as this is also a case of identity theft.  

    If this fraudulent echeck gets passed off to some debt collector, you use your police fraud report to block all collection and credit reporting under FCRA/FACTA, or to sue the debt collector should you need to.

    Probably not likely it will go that far.  These scams are looking for suckers, not anyone who fights back.
  • 0
    TAiono
    You guys are not going to believe this a guy with a heavy India accent called me from 347-637-6466 he couldn't even get my name right stating he works for a cash lending corp. I told him oh yeah you guys are the ones that have all these complaints and word is going around that you guys are out there scamming innocent people out of their hard working money then he quickly said he is with a law firm I straight told him BULLSH*T! He started yelling at me in his language I basically told him go to hell you lying sack of sh*t! & hung up that number has been calling ever since I just pick it up and hang it up. What a bunch of [***].
  • 0
    latoya
    some one from a company call cash advance america claim that i old them 471.00 and that i was being sued and i can go to jail for the money that i borrow from cash advance america i never even got a loan from the company and i was trying to contact the company and let them kanow all about the scam and how can i get the law to help me out with this issue they really had me going but this crazy because they have all my information my social security number my birthday and my address how an i get this tooking care of pleasa somebody help me
  • 0
    gary hall
    i got a call from cash advance americe saying i old them for a loan i never toke out nore received they new all my info ...someone help..me
  • 0
    Old Man Billy
    Received the same BS from a Douglas Black (Officer Black) I obtained  his phone number and plan on having a little fun with this M-f er.
  • 0
    shanay
    I have been getting calls from 626-384-3257 the guy is speaking with an accent and says that I recieved a cash advance from American Cash. He then tells me that I have charges against me, when I tell him I never got a cash advance he asks me how they got all my personal info including my account number. I have contacted the FBI and FTC and they are saying to close my accounts and alert the social secruity office that my info is being used by these people. I think maybe my info was compromised after I opened an email from NYC about a traffic violation. The email had a virus that caused my computer to crash and when I tried to get it restored I was informed that the virus had removed my hard drive componets. So please be carefull of the emails you open especially if you do business online.
  • 0
    Bam
    OMG! These people with the india accents have been harrassing me too! I was so freaked out about going to jail for something I never even received!
    They called me at work saying I got a loan from Cash Advance Online. I never received any money from anyone! Then she said either I pay them the $300 dollrs now or the cops will be at my house in 45 mins!! REALLY! This is ridiculous! I appied for a payday loan a few months back because times were hard, now Im getting attacked and harrassed by people that are in a different country! Who do I contact??? Please help Me!!
  • 0
    shandreca gibson
    These mf calles me feom a 8183371078 number n said i had a lawsuit pending these [***] got to be real dumb to [***] with somebody in the army n i will b getting a lawyer today what 800 number you kno go straight to the representative without going through the computer first bunch of dumb [***].
  • 0
    Kaleta myers
    I just got a call from this man but I'm lost cuz I have been getting calls from this man as well but I never got a loan from this company and I tried to tell him that but then he kept telling me I need to take it up in court but I asked him to give me my address but he hung up on me this is the number he is calling me from 609-606-6138
  • 0
    Kaleta
    Also he said I got a 400.00 from them and said that I didn't pay it back freaked me out a little bit but then o thought about it he is crazy and I'm worried about my social being out there j thank god I have a security block on my bank acct and on my cbr
  • 0
    CatW
    I just recieved a call from a foreign speaking man claiming to be with Cash Advance America and based in Texas, saying I took out a loan in 2011. Never did that and when I tried to quesiton him he hung up on me. Threatened me with legal action and arrest warrent. I hope they try. I think with the groups out there today, they can be shut down!  They have got to be stopped. I am glad to see this blog so I know what to do now! If you receive a call from 1-469-248-4148 it is the scammers for them calling!
  • 0
    CJ
    I having the same problem and I closed my account.I think that God will take care of  this and because of my foolish decision to look into online payday and I never signed anything went to the bank a got statement so when ever they file like they said with the courts I will have my evidence now I now its scam. I will never deal with online at all.
    and its also a scam with gov, grant as well for education if it sound to easy it's problem a scam.
  • 0
    Dave
    | 1 reply
    Everyone here is there phone number to give it back to them. Do the same thing back
    908-448-0092

    Their is strength in numbers

    They are the scum of the earth
    • 0
      big a replies to Dave
      A Guy Name Paul Huntley Called Me Are Said Same Shot What Do I do
  • 0
    rammer10001
    Simply put the cash-advance america, deal is a SCAM.  Don't fall for anything they have to say. Get a lawyer as I did, report them to the FBI inernet fraud division, and sleep better aty night.
  • 0
    Bob T
    I got a email from a Gary Hall US Debt collection team for cash advance company saying I owed $998 dollars for a May 2014 loan.  I've never used pay day loan service.  He gave official looking document including case file number and warrant information threatening garnishment up to $4500 dollars.  After I requested detailed information about loan so I could file identity theft report no response.  I talked with local detective that gave me information to file a report with the state Attorney Generals Office with contact numbers.  DO NOT PAY THEM OR GIVE THEM ANY FURTHER CONTACT INFORMATION. stay calm it will all work out.

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