Complaint

0
Micki
Country: United States
This so called $ 4.95 trial of Lumiday turned out to be $74.00 scam that I can't afford and will be turned in to the Better Busines office, they also billed me twice, being unemployed , this sh--- hurts my wallet bad

Comments

  • 0
    tj
    You are dealing with a "health product" cramming scam.

    Dispute unauthorized charges through your bank, and block the card number or close the account due to fraud to prevent additional fraudulent charges.  Follow up with a written dispute or fraud affidavit sent to your bank's dispute address.

    Do NOT waste your time trying to get your money back from any scam through the scammer.  Always immediately file a bank dispute, as that is usually the only way you will ever get your money back.  If you leave your account or card number active, you can expect additional monthly charges, probably around $58 to $150, until you get wise and shut it down.  The couple buck charge was just a teaser to get your account number, and a test that it was valid.

    The game they will play is to try to delay your bank dispute past the 60 day FRB Reg. E or FCBA dispute period, after which your bank will be unlikely to be able to get your money back.  To do this they will use various excuses, like "mailing an information packet" that never comes, "cancelling your membership" but they lose the "cancellation" so monthly charges continue, requiring you to get, and send in, a "refund request" that never has any effect, having to call a "refund number" that is ignored, or the cancellation "lost", etc...

    File fraud complaints with FTC, your state AG, and at www.ic3.gov
  • 0
    charles
    I think the best thing is to read the small print and first contact the supplier. Its ridiculous advice to file a dispute with the bank before even contacting a supplier, what ridiculous advice, youve obviously never run a real business - your just causing unnecessary administration for the banks and the company and also putting pressure on the merchant accounts for legitimate businesses. Don't tarnish every health product company with the same brush without getting your facts right - you have no evidence whatsoever and no right to accuse all health companies just because you feel like it with no proof or evidence. Instead of pointing fingers and shooting off your mouth with absolutely no evidence whatsoever why don't you get a real job or do something useful instead of trying to tarnish every business in the health industry on a phoney so called 'complaints' website. You want to be careful that your 'off the cuff' statements, dont bring legal proceedings your way.

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