Annoying Email

ComplaintsOtherACS Debt Collection

Complaint

0
Loopster
Country: United States
I received and email from this same company thru my work email regarding the same thing that everyone else is complaining about. Ive emailed back and asked these people to provide me with proof that I owe them and they said that they are unable to. Im was a little worried about things but after reading all your complaints, Im not so much anymore!! They were giving me attitude when I required proof.....HELLO, with economy now a days, you cant just go giving money away.....

Here is the email they sent me:


CASE FILE : H78724
LOAN INFORMATION
DUE AMOUNT-$ 922.20
LOAN COMPANY- ACS Incorp.
You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +1-716.941.7540 between 9.30 to 6.30 (EST).
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON   +1-716.941.7540
UNITED STATES OF ATTORNEY
Copyright © 2006 ACS | Privacy | Terms of use
--------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

Comments

  • 0
    tj
    | 4 replies
    It's just a scam, a fake "debt collection" con.
    They can't do anything but harass and threaten you.
    Ignore them, as they are probably in India.
    • 0
      Cat replies to tj
      | 2 replies
      If you ever applied for an e-loan your personal information is out there for anyone to use. I mean anyone.  Your best bet is to close your current e-mail address, your bank accounts both checking and savings.  As I have had many unauthorized withdrawals and my savings was my overdraft protection.  I lose over $500 so far from frault withdrawals from The Healing Center and the ACS Incorporation.  Harassing calls at work from INDIA they cannot speak English and do not understand their messages.  I closed my old accounts re-open new ones the only problem is my work telephone and e-mail address even had to change my cell #.   Now if I only could change my SS# and identy. They can even attached to you IP address when ordering on-line as I have done and got a montly charge from Cheyenne something of $29.95.  They said they would re-pay but haven't received anything yet!
      • 0
        tj replies to Cat
        Whenever you find fraudulent charges, do not depend on the scammer to refund your money.

        Instead, immediately contact your bank to file a fraud dispute, and close the account or block the card number to prevent further fraud.  Follow up with a fraud affidavit sent to your bank's fraud department.

        Your bank can reverse charges if you dispute within 60 days of the statement date of the statement showing the disputed charge, under FRB Reg. E (for consumer debit cards and checking accounts), or under FCBA (for credit cards).

        Disputing forces a chargeback, which generally also results in chargeback fees on the crooked merchant from his own bank or payment processor, and also raises his chargeback ratio, which should result in cutting off his business when he gets around 2.5% chargebacks.

        If it doesn't, his payment processor or bank is looking the other way, like Wakovia did with fraudulent telemarketers several years ago.  They paid $150 Million in a class action lawsuit settlement over that.

        Always file fraud complaints with FTC, your state AG, and at www.ic3.gov.
      • 0
        1hot49er replies to Cat
        thank you and every one who posted. I almost gave them my info, I also learned from your article why my bank account has been off, i will be closing and changing everything I did apply for paydayloans at one time thanks again i will be removing the tracking bug
    • 0
      Melanie replies to tj
      They are in India. I got a call from them basically saying the same thing the letter says. The guy had a very thick accent. In his voicemail, he said, if I don't reply, then good luck because my bad karma will ruin my life!

      I had to laugh at that!
  • 0
    peggy
    They are crazy...someone needs to stop this! I owe nothing.

    CASE FILE#:D7410258
    LOAN INFORMATION
    DUE AMOUNT-$985.25
    LOAN COMPANY- ACS INC.
    You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.

    It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.

    UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
    (1) VIOLATION OF FEDERAL BANKING REGULATION
    (2) COLLATERAL CHECK FRAUD
    (3) THEFT BY DECEPTION
    (4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
    Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
     
    If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.


    WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

    And once you found guilty into the court house than you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.
     
    We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +1-408-837-0077, from 0930 to 1830 (EST).
    IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON   +1-408-837-0077
    UNITED STATES OF ATTORNEY
    I Christopher D. Hinkle have never taken aloan from this company or commited any type fraud or deceived any one.I have had my Idenity stolen from me in which I have contacted  the proper authorities.And I have never commited a crime in my life.I served  our country with great pride and i find this insulting.I am a upstanding disabled veteren .I will contact the F.B.I and the state Attorney General Along a corraspondence to the US Army CID. Sincerly Christopher D.Hinkle USNavy &UsArmy  Retiered
    Copyright © 2006 ACS INC | Privacy | Terms of use
  • 0
    Frank in Buffalo
    | 3 replies
    I received the same email today 7/13/12 and the phone number to call is 408-837-0077  the amount they say I owe is $811.97 to a loan company called ACS.  They are a bunch ID Theft Ring thieves trying to obtain money and information.  What I suggest to anyone who has received a phone call or email from this company or any other company, ask them to produce not just proof, but all signed documentation regarding the debt. If they can not produce it to you by email or by mail, instantly they are frauds.  Save the email and phone number and immediately contact your State Attorney Generals Office requesting to file a report/complaint. They should have a complaint form/report they can send you in PDF or online.  Fill this out in detail and attach copies of all documentation to the report and return to the State Attorney's Office with a brief cover letter.  You can also submit a copy to your local FBI Department by calling and asking them for the address and contact to mail this report too.  You should also consider signing up with a I.D. Protection service. Most top rate I.D. Protection companies offer the basic protection for free or for a very minimum cost.  You can also go online or call one of the three major Credit Reporting Agencies and place a FRAUD ALERT on your SSN#  When you place a FRAUD ALERT with one agency it will generate fraud alerts to the other two agencies.  Once this alert is placed, no one or any company can obtain anything about your SSN or Credit File without the Credit Agency contacting you first.  And if you are with a ID Protection Company, they will also receive the alert and contact you.  This is all good.  You should also call the FTC(Federal Trade Commission) at 877-382-4357 and report the phone number they called you from or the phone number that appeared in the email or on the letter head.  The FTC is keeping track of these phone numbers.  The FTC Rep will give you a reference number for your records.  I hope this information helps you.
    • 0
      Frank in Buffalo replies to Frank in Buffalo
      Additional information from FTC.  If you received an E-MAIL from ACS, INC.  go to WWW.IC3.GOV  and you can file an online report with the FTC against this company or any company sending you these threatening email about debts you do not owe. Make sure you keep file copies, notes or any information you write down for your own protection and records.  Any questions call the FTC 877-382-4357.
    • 0
      MTJ replies to Frank in Buffalo
      I just got the same emai
    • 0
      MTJ replies to Frank in Buffalo
      I just got the same email
  • 0
    karen
    I got the same email 6 times
  • 0
    David
    I received the same.
  • 0
    daf
    | 1 reply
    I just got the same email
    • 0
      afs replies to daf
      I just got the same e-mail today
  • 0
    Rev David
    CASE FILE ::  A 7514



    LOAN INFORMATION                

    DUE AMOUNT :: $ 931.14



    LOAN COMPANY  : :  ACS Incorp.



    This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.

    It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.



    UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

    (1) VIOLATION OF FEDERAL BANKING REGULATION

    (2) COLLATERAL CHECK FRAUD

    (3) THEFT BY DECEPTION

    (4) ELECTRONIC FUND TRANSFER FRAUD.



    Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

    If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

    WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.



    And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/ can't afford one then the court will appoint one for you.



    We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at

    1- 561 300 8737 between 9.30 am to 6.30 pm(EST).



    IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH

    EMAIL OR CALL US BETWEEN WORKING HOURS ON   1- 561 300 8737

    UNITED STATES DISTRICT ATTORNEY

    Copyright (c) 2006 ACS | Privacy | Terms of use

    ------------------------------------------------------------------------

    --------

    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.

    Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited.  If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
  • 0
    noviii21_
    i recieved the same thing...i feel like calling the number they gave me to call && curse they ass out for almost ruining my day !!
  • 0
    JT
    Received telephone call from thesejerkswiththesameemailandthreatenmannerismstatingiwilldfacecriminal
    prosecution.Havenotidealwhothesepeopleare.Ifeeltheyaregettinginformationoffonlineloansandwithpersonal
    information.theycannotgivetheiraddressorrecallcompanythatmadetheloan.ifeeltheyarefalseandusingcash
    netasabackup.i alertedcashnetandtheyhadnorecordofmemakinganyapprovedloan.
  • 0
    Gene Royster Jr
    ACCOUNT # RA-130214
    LOAN/DEBT INFORMATION
    DUE AMOUNT - $945.67                                                      
    LOAN COMPANY/LENDER - ACS INC.
    We are hereby to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
    It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with your Payday Services. At this point you had made your intentions clear and leave us no choice but to protect our interest in this matter.
    UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
    (1) VIOLATION OF FEDERAL BANKING REGULATION
    (2) COLLATERAL CHECK FRAUD
    (3) THEFT BY DECEPTION
    If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
    As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

    The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

    It is quick and easy:
    Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.

    Contact us on 1-803.388.8200 from 09:30 AM to 06:30 PM (EST).
    If you do not take immediate action:

    We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $3932.09 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name.

    Thanks for being our customer,
    Regards,
    ACS INC.
    Copyright © 2006 ACS INC | Privacy | Terms of use
    --------------------------------------------------------------------------------
    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
  • 0
    melissa
    Wow.. I got the same thing today, I did get a loan and didn't have the money to pay all of it back, it was only for 300.00 and they trying to tell me I owe like 987 something w/interest..if I didn't pay by tomorrow.. they were going to sue me take me to court for 4,889 and something.. should I be worried.. it's from the same company as these..?
  • 0
    armaund f
    I have got one of these emails too. I was told to go to Wal-Mart and get a money pack. everybody else would take a debit or credit card. I am glad I looked this up thanks
    A Fowler
    San DIego

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