Claiming bogus debt
Complaint
FED UP
Country: United States
When I asked for info from them, i.e. name, company name, address, phone number, that was all provided to me. When I asked for professional business license #, she told me she did NOT have to provide that to me. She then proceeded to tell me that sometimes they have a name but not the right social security number and asked what the last 4 of my social were. Nice try. When I told her I would not give her any personal information, she said, "Well, ma'am; have a nice...." She didn't get "day" out before hanging up.
Comments
If you get a letter, it should give you their address to which you can send a dispute and validation letter.
The shakedown scams commonly fail to send "g" letters, although they may claim they "sent it 45 days ago".
They want easy phone suckers, without revealing much about where they are.
That says it all.
Both legitimate and scam debt collectors use skip-tracing, often Accurint, datawhore to the scams. Although Accurint claims they only reveal the first 5 digits of SSN to debt collection clients, they do allow them to enter the last 4 digits against every name they might pull up, and confirm a match, so they could use your name and last 4 to get the complete 9 digit SSN.