Leaving debt collection information with your supervisor
Complaint
Texas Heat
Country: United States
Today a collection company called and left a message on my supervisor's phone with a very detailed message regarding my alleged debt status. So I called the number and these people threaten me with not paying my bills and well as never paying my debts which is none of her business. They were going to serve with a complaint to sue from the original source to appear in court. A bench warrant would be issued if I didn't accept their paper work.She also said a police office would be wtih her when she served me at my place of work. They then called back to speak to me about this and I told them what they did was illegal what she said. She also stated to be served at my job in front of my co-workers. I told her to do what she had to do. Then she call another number where I work and left a message she wanted to speak to my direct supervisor and left a reference number. Why would a process server need to speak with your supervisor
Comments
The violations of FDPCA are so blatant no legitimate collection agency would get caught doing them, since they would get sued, but collection scammers do it routinely, depending on their ability to quickly con or extort payment with no proof, and then hiding their location, or periodically changing their names, to interfere with lawsuits.
Names including "Filing Firm" or "Processing", or "Legal" are common with these schemes, to imply they are some kind of "law firm that sues". The more deceptive violations and threats, the more likely it's all an act.
Searching on "J & R Processing" finds this:
https://800notes.com/Phone.aspx/1-877-908-6285
So their "collected identification" is:
"J & R Processing"
"Hyperion Recovery"
"J & M Processing"
"J&L Processing"
214 347-8526
877-908-6285
214-390-9992
215-504-1727
"BEENSCAREDENOUGH replies to fed up
16 Nov 2011
I received similar calls from a Joanne Blake, stating that she was from J&R Processing {not J&L but also nonexistent under either name}, & that she was a process server. The number shows up on the Caller I.D. as 214 347-8526, Hyperion Recovery. I called the Dallas County sheriff department {214 area code}, & they said not only is there not a warrant for me, but I'm not even in their system. Also, they confirmed my thought that if there was something needing to be served, they would just do so through my county {in WA}, & would never call me to tell me they planned to do it. This was actually the third such threat I wasted my entire day researching today. "
It's definitely a "con".
"After a discussion with him he convinced me to give him my account information and he would send me the info and I could get my $250 back."
"I told him to meet me at the nearest Police station to deliver this "summons"...
All at once we were disconnected... "
Harrassment of relatives by the fake "process server" is typical of this type of shakedown.
"They have called my sister's landline, my brother in law's cell phone, my mother's landline phone, and my step daughter's mother's landline phone."
This type of shakedown racket is commonly run by New York scammers, often from the greater Buffalo area.
"This company is located at 2827 transit road in elma ny 14059, goes by the nam phoenix apperal or phoenix capital llc..."
Note the probable "shill" posts, (removed), under the names "ATTY.SWANSON" and "Detective Bensen LAPD". Posted on the same day (May 25), they also got caught on the same day. Probably had identical IP addresses as well. Shill posts to complaint threads are pretty common with fake collection shakedown rackets.
https://800notes.com/Phone.aspx/1-877-908-6285/2
Since Texas requires that even out of state debt collectors be Texas licensed and bonded to collect from Texas residents, contact the Texas Attorney General to report the violations, and to determine if they are licensed. The out of state shakedowns are usually unlicensed and unbonded, since they typically depend on hiding rather than legal compliance. The Texas AG goes after these fly-by-night "debt collectors" from time to time.
Note the information identifying the alleged owners.
https://whocallsme.com/Phone-Number.aspx/8779086285
Contact the New York Attorney General.
They also have sued and shut down many similar "debt collectors".
Processing service and he had to him back with in 72 hrs or he would go thru Clark county courts... his name was Peter cabala
They have sued and shut down many similar "debt collectors", including many in the Buffalo area.
Their shakedown scheme depends on creating the perception that there is some "lawsuit". They do this by pretending to be a "process server" calling some relative to panic the victim into paying without any proof anything is even owed. Even when they know how to contact the victim, they skip-trace to locate relatives to call first, because that embarasses the victim in front of family, helps create a state of panic, sounds like something some "process server" could do, and might even get money out of the relative, to protect the victim from "prosecution".
Actually, anyone willing to pay Accurint for their services can find a bunch of partly erronous "connections" to anyone else.
Accurint, skip-tracer to the shakedown scams.
Debt collectors are also required to send you a letter within 5 days of their first contact, notifying you of the alleged debt, who allegedly you owe it to, and that you can dispute or request that they obtain and send you proof you owe it to them.
Don't hold your breath waiting to be "served" or even "arrested". When they make illegal threats, espcially so brazenly, with witnesses like your coworker, the only way for them to avoid lawsuits and damage awards is to hide. That kind of gets in the way of any action that might definitively identify who and where they are.
When they make illegal threats, they also generally don't send the FDCPA required notification letter, which itself is another FDCPA violation for which you can sue. When they are illegally evading validation, there is no way you can obtain proof you owe them, and maybe you don't, even if you think there is some debt that sounds like what they are collecting from. They may even be buying data out the back door of some other collection agency from some dishonest employee, in which case paying them won't even pay off any debt. Several scam "debt collectors" in the Buffalo area got convicted of this and sentenced to federal prison about a year ago.
It's not likely they are going to "sue" you or "serve" you, or else they would have just done so.