unauthorized credit card charge.
Complaint
How can this happen?
Country: United States
I called in response to an intro offer for WEN hair care products, intending to purchase the intro offer, knowing their thing was to send more shipments if I didn't cancel. I gave my name, address, email. I waited for them to ask for a credit card number. They never did. I assumed they would send me a snail mail bill, which I thought was very, very, very unusual. I received the shipment and noted in the fine print of the paperwork that they had billed one of my credit cards (a card I have had for a long time). How the H!!!! did they get that number? This is a sneaky, unethical company. The credit card company claims to have never heard of this, their weekend employee says they couldn't possibly have gotten my number without my giving it. Are they all in cahoots?
Comments
This company is already showing numerous reports of consumer "cramming" fraud. They typically turn these "trial offers" into "negative option automatic shipments", so if they could bill your card for some small "intro" purchase, they can bill it for much larger orders as well.
Your bank agent is dumb, first to not know about their common order cramming tactics (which have generated numerous complaints on-line, and would be generating similar complaint levels to banks), but also for telling you that they couldn't get your number if you didn't give it to them.
2) The telemarketer or call center may be handling sales under various names, and if you had done business with one of those companies, your information might already been in their database tied to your name and phone number.
Your bank can reverse charges back at least 2 months if you dispute promptly, under FRB Reg. E or FCBA.