scam & fraudulent charge
Complaint
pattyc
Country: United States
I just noticed that my bank account was charged $24.95 from Essential For Home MNwith the same 800 as what everyone is posting. I do not know who this is but I am sure it is a scam. I am reporting it to the Missouri Attorney General's Office and am filing a dispute with my bank. This happened one other time from a company in Nevada and the bank gave me back the money.
Comments
Dispute unauthorized charges through your bank, and block the card number or close the account due to fraud to prevent additional fraudulent charges. Follow up with a written dispute or fraud affidavit sent to your bank's dispute address.
Do NOT waste your time trying to get your money back from any scam through the scammer. Always immediately file a bank dispute, as that is usually the only way you will ever get your money back. If you leave your account or card number active, you can expect additional monthly charges, probably around $20 to $30, until you get wise and shut it down.
The game they will play is to try to delay your bank dispute past the 60 day FRB Reg. E or FCBA dispute period, after which your bank will be unlikely to be able to get your money back. To do this they will use various excuses, like "mailing an information packet" that never comes, "cancelling your membership" but they lose the "cancellation" so monthly charges continue, requiring you to get, and send in, a "refund request" that never has any effect, having to call a "refund number" that is ignored, or the cancellation "lost", etc...