TRS took out a fraudulant check on my account for 25 bucks.Who the hell are these thieves?
Comments
0
tj
They guarantee and collect on bounced checks for merchants. They are connected to Telecheck, which is a "credit reporting agency" as defined by FCRA, reporting on bounced checks or overdrawn accounts.
If you did bounce one, they will probably try to resubmit the check through ACH, plus an additional fee that could be around $25. If you didn't bounce a check, they have no reason to take any money from your account, and their charge is unauthorized.
If you didn't bounce a check, then they have no reason to be taking your money. Dispute all unauthorized charges directly through your bank. You may have to close and block your account due to fraud to prevent additional attempts to take your money.
To invoke your FRB Reg. E dispute rights, contact your bank immediately to dispute all unauthorized charges. Follow up in writing with a written dispute or fraud affidavit sent to your bank's dispute address from your statement, and make sure your bank has received your dispute within the 60 day dispute window from the statement date of the statement showing the disputed charge.
Comments
If you did bounce one, they will probably try to resubmit the check through ACH, plus an additional fee that could be around $25. If you didn't bounce a check, they have no reason to take any money from your account, and their charge is unauthorized.
If you didn't bounce a check, then they have no reason to be taking your money. Dispute all unauthorized charges directly through your bank. You may have to close and block your account due to fraud to prevent additional attempts to take your money.
To invoke your FRB Reg. E dispute rights, contact your bank immediately to dispute all unauthorized charges. Follow up in writing with a written dispute or fraud affidavit sent to your bank's dispute address from your statement, and make sure your bank has received your dispute within the 60 day dispute window from the statement date of the statement showing the disputed charge.