Undue and Constant Harrassment for Debts I do NOT owe

ComplaintsCollection AgenciesAsset Acceptance

Complaint

0
G L Jordan
Country: United States
For almost 7 months, Asset Acceptance has called me daily, sometimes twice a day, for people whom I have never heard of and never met.  Although I have verbally informed them to STOP calling me for every name in the book that starts with the initial of my first name, that I do NOT owe them any money or that I do NOT owe money to any of their clients, and filed a complaint with the BBB in Warren, MI (who closed the complaint without resolution), they keep right on calling.  According to Sandi Oster, Consumer Resolution Specialist at Asset Acceptance, my number has been removed from their database.  Really?? I go another call this morning from Asset Acceptance.  Where is the FTRC?  The Attorney General of Michigan??

Comments

  • 0
    tj
    You have already found that they will just continue to ignore your demands to cease calling.

    Look into sueing for violations of FDCPA (causing a phone to ring for purposes of harassment), and TCPA.  Both allow for statutory damages, and attorney fees if you win.  To find a consumer attorney, you might try www.naca.net
  • 0
    GiG
    | 1 reply
    Update: The FTC has fined Asset Acceptance $2.5 million for violations of the FDCPA and the FCRA!
    Go to ftc.gov and read the settlement.
    • 0
      tj replies to GiG
      http://www.ftc.gov/opa/2012/01/asset.shtm
      "...
      For Release: 01/30/2012
      Under FTC Settlement, Debt Buyer Agrees to Pay $2.5 Million for Alleged Consumer Deception

      Firm Also Will Notify Consumers with "Time-Barred" Debt That It Will Not Sue to Collect

      One of the nation's largest consumer debt buyers has agreed to pay a $2.5 million civil penalty to settle Federal Trade Commission charges that it made a range of misrepresentations when trying to collect old debts. In addition, the company, Asset Acceptance, LLC, has agreed to tell consumers whose debt may be too old to be legally enforceable that it will not sue to collect on that debt.

      The proposed settlement order resolving the agency's charges also requires that when consumers dispute the accuracy of a debt, Asset Acceptance must investigate the dispute, ensuring that it has a reasonable basis for its claims the consumer owes the debt, before continuing its collection efforts. The proposed order also bars the company from placing debt on consumers' credit reports without notifying them about the negative report. The U.S. Department of Justice filed the proposed settlement order this week at the FTC's request.
      ..."

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