debt collection for a debt that's not mine!
Complaint
Roan Webb
Country: United States
I have been getting harassing phone calls and letters about a so called debt owed to Southwestern Bell Mobile. I've never lived in Texas and never even heard of Southwestern Bell Mobile until the harassment started.They offered to settle a debt of $771.21 for $269.92 and are threatening judgment for something we don't owe. I refuse to pay and I will report them to FDC.
Comments
You should send a written dispute of the debt and demand that they provide proof you actually owe it. Include in your letter that you have never had a Southwestern Bell Mobile account, nor have you ever lived in Texas. Also include that it is inconvenient for you to receive their harassing calls at any time. Send your letter certified return receipt requested.
File complaints with FTC, the Minnesota Attorney General, and your state Attorney General for their violations of FDCPA and state laws.