Scam Call
Complaint
Christine
Country: United States
These people just called my 17 year old son. They had his SSN#, DOB, Address, Email Address and his Debit Card Number!!!!!!!!!!! How do they get all of this information????????? And to be calling a MINOR! COME ON GOVERNMENT STOP THIS FROM HAPPENING!
Comments
Our information and id security is only as strong as the weakest leak, which is a systematic flaw, but that's not why you use banks to keep your money safe. Just having your information doesn't give every crook in the world the right to take your money.
If you find an unauthorized charge, under federal law (FRB Reg. E or FCBA), if you file a timely dispute (within 60 days of the statement showing the charge), your bank can reverse the charge and yank it out of the account where it went. Even if the crook managed to walk off with it, that reversal works up the chain and whatever bank was foolish enough to give him an account gets stuck.
1) Someone was real sloppy, and posted that information to a webpage or file findable on the web, where these creeps are always looking for information they can use.
2) There are dark side markets where id information is bought and sold, although these cheap con scams are probably too cheap to buy it.
3) If you son ever applied for some online "loan", even if he never got it, those sites typically collect that information and sell it to "lenders" some of whom are these scammers. Also some of those "loan" sites are fake, set up by scammers.