It says final noticed for fair action . Says are going to file a lawsuit within the next 24 hours

To New York civil court. Says I owe $5,825.35 and if I don't pay $964.60. they will be forced to seek litigation end with court fees and taxes will add up to $5,825.35. nowhere in the email does it say my name. All it says is Dear Debtor: at the beginning of the letter. Then it goes on to say they're going to notify the Social Security Administration and major credit card bureaus as well. If they don't get it a payment or response in 24 hours. DON'T LET THESE GUYS GET YOU ! SCAM ! SCAM ! SCAM ! SCAM ! IF YOU EVER HAVE A QUESTION ABOUT A SCAM GOOGLE IT! CHANCES ARE SOMEONE'S GOT A POST UP ABOUT IT. GOOD LUCK EVERYONE ! THERE OUT THERE !