Fraud charge

ComplaintsBanksExperian credit report.com

Complaint

0
JJ
Country: United States
Pretty much the same as everyone else. Notice a $19.95 charge on my account. Called the bank and Experian. Had to provide my name and last four digits of credit card number. She said someone named Heather G. used my card to set up credit monitoring for her account. They refunded my money and hopefully go after the other person for a fraudulant charge but I doubt it.

Comments

  • 0
    tj
    This is another of many complaints against Experian pointing to probable id thieves using stolen credit cards to steal credit reports.  According to a recent story on Red Tape Chronicles, the credit reports are being stolen from CRA and credit monitoring sites, and sold on "black" id theft sites.

    It is unlikely that this "Heather G" stole your credit card number.  More likely, some id thief stole her credit report by guessing at Experian's "challenge" identity questions, then guessed at a credit card number and expiration date to "pay" for it, which turned out to be yours.

    Immediately contact your bank to block your card number, since it is in the hands of thieves who have verified all they need to know to charge against it.

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