Acctount sent to collection and show up on my credit report. NOT MY ACCOUNT
Complaint
Jacqueline Beausoleil
Country: United States
Dear Sir/Mam,
My account is 82175428. I du not have an over due account. On my credit report I so "Collection by Direct TV" Act:# 17905225. Why is this on my credit report? Please resolve and get back to me ASAP. This is urgent that it gets resolved and my credit report be clean/updated.
Best Regards.
Jacqueline Beausoliel
My account is 82175428. I du not have an over due account. On my credit report I so "Collection by Direct TV" Act:# 17905225. Why is this on my credit report? Please resolve and get back to me ASAP. This is urgent that it gets resolved and my credit report be clean/updated.
Best Regards.
Jacqueline Beausoliel
Comments
Probably some collection agency that just "guessed" that you owed this "debt", and figured it would cost them nothing to park it on your credit report for a while, maybe even getting a payoff.
Immediately send a letter to the CRA reporting the error, mailed certified, disputing the account as NOT YOUR DEBT. If the data furnisher (DF, either collection agency or Direct TV itself) "verifies" the erroneous information, contact an attorny, as you may be able to sue them for violations of FCRA.
FCRA allows consumers to sue DFs who report false information, after disputing through the CRA does not fix the problem. It allows courts to award damages and attorney fees, so there are attorneys who take these cases on contingency. You can find a consumer attorney in your state through www.naca.net