Fraud
Complaint
Travis
Country: United States
These people have been emailing me over the past couple of years (random dates.) The most recent was today about 5 hours ago. They claim that I received a payday loan and have failed to pay it back. (Ive never received any type of loan for anything. Ever.) Somehow they have my social security number, which is concerning. Is there anything I can do to prevent future harassment?
Comments
They will place a fraud alert on your credit files (and notify the other 2 to do the same). This notifies creditors that might be opening accounts using your identity information to contact you directly to verify if the request of credit is legitimate. It also entitles you to a free credit report from each of the CRAs (entirely separate from the free annual reports through annualcreditreport.com), so you can check for fraudulent activity.