I am very glad I looked into them

I had taken out a few payday loans during the Christmas Season from researched online payday loan companies. All of these loans have been paid back without any issues. The last few weeks I have been receiving phone calls on my cell phone and at my work from someone claiming they are from a law office and have a judgement against my social security number due to an unpaid advance. I have never heard of Cash Advance America and never recieved money from them. Both people I spoke to had American names and thick accents. I asked them for the date of the transaction and why the company didn't contact me directly before sending me to collection. I told them this sounds like a scam and I will do some research and they can call me later. Thank GOODNESS for sites like this. I also called my bank and let them know of these scandalous vermon.  When he called me again I stated that my bank has never rejected a payment towards my legitate loans and I am not falling for this scam. He stated that he will send me the documents and pursue charges and I will end up in jail.  This was such BS. Per the Attorney Generals Office you CAN NOT go to jail for failing to pay a debt,
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you. The Act covers personal, family, and household debts, including money you owe on a personal credit ... And collectors may not contact you at work if they're told ( orally or in writing) that you're not allowed to get calls there.
BEWARE!