Unauthorized removel of money

ComplaintsBanksExperian Credit Report

Complaint

0
Anita Ferguson
Country: United States
12/19/2011 I went to the free credit report website to pull up my credit report for a job interview. In going through the process I did put in my credit card number but did not click submit. I didn’t like that they were asking for it, it was supposed to be free. I exited out not getting a copy of the report.  About a week later I checked my bank acct online founding $19.95 taken from my acct by Experian. I called the toll free #, and requested a refund. Customer service explained that she could not refund my money; it was past the trial period. I told her to cancel any membership they say I have with them, I didn’t want it, I still don’t, I was expecting a refund, this account closed. 1/21/2012 I checked my online bank acct and on 1/18/2012 Experian withdrew $18.95 I called the toll free number again. Customer service told me that it was already explained to me that they could not refund my money and that I do still have an acct with them. She was present in this we hung up. I called back asking to speak with a mgr. The mgr proceeded to explain to me that they have a failsafe system and that I am a member. I again explained to her that I do not want this and that I was reporting them to the BBB. At that time she said for my inconvenience she would give me a discount on the program. I again explained that I do not want the service I want a refund.

Comments

  • 0
    tj
    Immediately contact your bank to dispute fraudulent charges, and close your account or block your card number due to fraud, to prevent additional fraud.  Follow up with a written dispute or fraud affidavit sent to your bank's dispute address from your statement, to document your timely dispute.

    Your bank can reverse disputed charges if you dispute within 60 days of the statement date of the statement showing the disputed charge, under FRB Reg. E or FCBA.

    In addition, since it appears that the website is deceptively constructed to pass on and charge your credit card even when you do not authorize the charges, contact FTC.  They have already sued Experian's credit monitoring services several times over deceptive advertising.

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