unauthorized charge to bank account

ComplaintsInternet Scamslocal savings club

Complaint

0
Amanda Webster
Country: United States
Looking at bank statement and had an unauthorized charge on my bank account with a fony check that did not even have a valid check #. The check was in the amount of $19.99. The check had a phone # on it and I called and they told me to go to a website www.ulsrefund.com and request refund. So far I haven't been able to pull this website up yet.

Comments

  • 0
    tj
    There are many similar reports of such scam charges in connection with applications for online payday loans.  

    These scams use the "payday loan" site to get your account information, with deceptive or obscured disclosures to claim you "authorized" charges for some "membership" scam with monthly charges.  Many complaints indicate they then direct you to some site to "cancel" or "request a refund", which they may ignore while they keep taking money or claim they don't have to refund.  The scheme is designed to delay you in filing a bank fraud dispute, which is the only effective way to get your money back.

    This particular group is run out of Scottsdale AZ.  You can find links between the various names used in the scheme via BBB reports, and through common management in filings with the state of Arizona.  The Florida Attorney General site shows they investigated an earlier version of their scheme.

    There are numerous complaints similar to yours, of unauthorized charges under various names, notably "777savingsclub".  Did you actually get any payday loan, or did they just use your information to cram "membership" charges?


    Immediately contact your bank to file a fraud dispute, and close the account due to fraud to prevent additional fraudulent charges.  Under FRB Reg. E, if you dispute charges through your bank within 60 days of the statement date of the statement showing the disputed charge, your bank can yank back the money.  Follow up with a written dispute or fraud affidavit, mailed certified, sent to your bank's dispute address from your statement, to document timely filing of your fraud dispute.

    File fraud complaints with FTC, your state Attorney General, the Arizona Attorney General, and at www.ic3.gov, which is a government site for filing internet related fraud complaints.
  • 0
    Marcia Harter
    They took 49.99 out of checking account and told me to go this site to request a refund of course no website
  • 0
    harry whaley
    same here took$49.99 out of my account without me autherizing it im pissed no website either is this not theft?what can we do.
  • 0
    Raul Ocegueda
    I was a sucker also they took my money also
  • 0
    Ms.B
    I was taken by these people also, I declined the offer for the unlimited savings, I checked no and I was strill charged 49.99 for a srvice that I hd no interest in. When I tried the wb site for the first time I got nowhere but I kept trying until I got the refund form and I filled it out. Now I ill have t wait to see if they put my money back int my account.
  • 0
    John Patrick
    I did not submit to this site, and my information was somehow given to your company by mistake. Please refund the amount of$49.99 back to my checking account that you have used to take this amount.

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