Scammer had all my personal info

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Complaint

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Matthew Mongiello
Country: United States
What should i do i got the same exact info as everyone else on this thread he had my current address ss number and bank name how can i proceed and protect  myself lets band together and put this [***] away. Email me at headupmx7@ gmail.com with any advice please asap

Comments

  • 0
    Which scam?
    Overseas and Indian scammers can't really do much with id information. They probably can't open accounts in your name since your credit files tie you to your US address, and if they tried to make fraudulent charges, you could yank any money back through a fraud dispute with your bank. That's why they try to use it for phone shakedowns.
  • 0
    If it's some US collection agency..
    They could probably run through charges to your bank account, but they have to convince you to not dispute it as fraudulent.  That's why they would be calling and making threats.
  • 0
    Safest response..
    Contact one of the CRAs (Experian, Equifax, or Transunion) and file a fraud alert.  That should alert any potential creditors to check directly with you to verify if someone tries to open an account.  Notify one CRA, and they will notify the other 2. The fraud alert will stay in place for 90 days, and entitles you to a free credit report from each CRA.
  • 0
    As for your bank accounts..
    Close any bank accounts and block associated card numbers through your bank.  On new accounts, put in place stronger passwords or PINs not based on your SSN or mother's maiden name.
    Keep records documenting all account closures and final statements, should someone try to hijack one.  Tighten up all your account security.
  • 0
    What information do you have?
    Name of "collection agency"?
    Aliases of callers?
    Phone numbers?
    Type of alleged "debt"?
    Threats made?

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