They claim they are taking me to court

Complaint

0
Achi
Country: United States
For the last three years I have endured and complaint to various state agencies with no result.  These people are calling me and sending emails stating they are the FBI, ACS, etc etc.

How do we get justice and have these people put to in jail?  I just had heart surgery and do not need this aggravation.  Is it possible to reverse it and file a suit against them?  Every one that calls have an Indian accent.

thanks and God bless

Comments

  • 0
    tj
    Play with them, and find out how they want you to send them money.

    If it's VISA or MasterCard, then put political pressure on VISA and MasterCard to cut them off, due to fraud.

    If it's Western Union or Moneygram, put pressure on them to post prominent warnings on their websites warning consumers of these extortion rackets.
  • 0
    lil ole me
    i just had the police come to my house and call them from my phone. when the officer identified himself they quickly hung up on him and they never called back!
  • 0
    tj
    They aren't afraid of the police, since they are probably in India, but there is just no point in continuing to try to deceive you once you call the police.  They are after money, so they move on.
  • 0
    CB
    | 6 replies
    I just received the following email from these crooks:

    This is in reference to your Account number 563-81 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.



    Your account with ACS is in Final Collections. According to our records, your outstanding balance is $620.56.



    Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.



    As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.



    The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.



    It is quick and easy:
    Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.



    Contact us on 1-585-204-6000



    If you do not take immediate action:



    We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4789.87 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $620.56.





    Thanks for being our customer,

    ACS Legal Department

    --------------------------------------------------------------------------------

    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation
    • 0
      SL replies to CB
      | 1 reply
      I just received the same exact email, only different "acct" number and amount owed.  I replied stating they needed to send me written verification of such a debt including originating documents, within 30 days per the Fair Debt Collection Practices Act, and then I filed a complaint with the FTC.  We'll see if they contact me again.  Idiots.
      • 0
        MaggieMia1 replies to SL
        I received an e-mail this morning exactly the same.  Freaked me out at first.  Then realized the spellings, the way it was written wasn't right.  Reported directly to the Internet Crime Unit, the BBB AND the FBI's internet crime people.  Haven't heard a peep back from them since I copied and pasted the complaint I filed! Stupid people!
    • 0
      Dre replies to CB
      OMG i just got the same email today. my acct number was 41497 with ACS. The amount i owe is the same $4789.87 but my pending amount is $741.15. Thank you so much for sharing this information. I replied to the email and asked them to send me proof that this account was mine because i owe no one. And fyi... no legal email address is gmail account!
    • 0
      masonsmaag replies to CB
      I just gotthe same email stating I owe $988.  I called from my home # which shows restricted and no one answered.  I called from my cell and he stated I applied for a loan from Advanced Cash for $300 April 2011.  I said because i applied doesnt mean I received.  Then he said I received the loan.  I asked what is the company name of the payday loan and he said Advanced Cash.  I asked him for the actual name of the company and he said he would get someone else to help me, then he hung up.
    • 0
      FRUSTRATED! replies to CB
      To CB - hmmm I received an email at work saying the same thing as you CB but what is really really funny is my outstanding balance was 719.33 but the amount they told me if they have to take legal action is EXACTLY the same as yours.....I have been taken from scammers three times over the last year and have had to close and open a new account all three times ughhhhh why do people do this!
      Here is what I received: (again notice that the amount of CB for legal action is the same as mine but I owe more on the outstanding balance)
      This is in reference to your Account number 58561 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.



      Your account with ACS is in Final Collections. According to our records, your outstanding balance is $719.33.



      Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.



      As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.



      The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.



      It is quick and easy:
      Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.



      Contact us on 1-585-204-6000



      If you do not take immediate action:



      We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4789.87 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $719.33.





      Thanks for being our customer,

      ACS Legal Department

      --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

      Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
    • 0
      Barbara zayas replies to CB
      I just got the same email but my amount is 763.00 there is no phone only they want to contact me by email.  Lol I told them that I pass my case to My attorneys so they should never contact me again. I also told them I was reporting then With the BBB. But they sent this emails to see who fall for it.  I know I never got a loan with them so I don't worry.
  • 0
    jc31303
    I received the same email. Different account number and amount. My name is not on the email. I refuse to pay it. I think it's insane that they can get away with this.
    I emailed them back and told them to contact me through the US Postal Service. I didn't give them my address. Everyone else I owe money to can sure find me.....
  • 0
    calicat
    This is in reference to your Account number 00321852 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.
    HERE's another one - only this claim is for a larger amount.  I think they try and scare people who have been through a tough time financially and that's disgusting, but what else is new.  Anyone else getting this one?


    Your account with ACS is in Final Collections. According to our records, your outstanding balance is $821.69

    Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.

    As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

    The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

    It is quick and easy:
    Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.

    Contact us on 1-585-204-6000

    If you do not take immediate action:

    We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4728.35 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $821.69





    Thanks for being our customer,

    ACS Legal Department

    --------------------------------------------------------------------------------

    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
  • 0
    Francesco
    I just received the same email (see below, I copied and pasted)....With the only exception being the account number.... all other info is the same. I have been receiving harassing phone calls for almost 2 years now.... and now I get this email. It must go in cycles... the phone calls have increased lately too. I contacted the local authorities but they wouldnt or better yet stated they couldnt help me because I didnt actually lose any money (since I didnt pay them) but referred me to the FBI. Amazing that in this day and age of electronic surveilance, there is nothing they can do to shut these people down.

    I will say that while I dont like hearing that these dirtbags are bothering people, it does make me feel better that I am not alone.

    Just for the record... here is the email I received today:

    This is in reference to your Account number 80-48147 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.



    Your account with ACS is in Final Collections. According to our records, your outstanding balance is $850.25.



    Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.



    As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.



    The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.



    It is quick and easy:
    Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.



    Contact us on 1-585-204-6000



    If you do not take immediate action:



    We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4789.87 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $850.25.





    Thanks for being our customer,

    ACS Legal Department

    --------------------------------------------------------------------------------

    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation
  • 0
    Maggie
    I just got the same email from these people read this, has any one gotten this email? My question is how do you go from owning $45.67 to if you don't pay you will own them almost $5,000 wow, do these people really think you stupid? and then sending emails? Something should be done to them...


    This is in reference to your Account number 410-78 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.
    Your account with ACS is in Final Collections. According to our records, your outstanding balance is $45.67

    Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.

    As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.


    The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.



    It is quick and easy:
    Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.



    Contact us on             1-585-204-6000      



    If you do not take immediate action:



    We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4728.35 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $545.67





    Thanks for being our customer,



    ACS Legal Department
  • 0
    caileach
    | 1 reply
    i just got this EXACT same email-different acct number and amount owed, but same everything else. first off, i have NO idea who ACS is or what this debt is. thanks to this thread, i replied with a written request for proof of the debt per the Fair Debt Collection Practices Act. i also advised that should any attempt be made to contact employers or references, that would be viewed as harassment and i would file a complaint with the FTC. this is ridiculous.

    thanks for the thread, all. while i'm not happy that this is happening to anyone, it is good to know that others are also trying to find ways to stop the harassment.
    • 0
      tarheel_chick replies to caileach
      This is in reference to your Account number 484157 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.

      Your account with ACS is in Final Collections. According to our records, your outstanding balance is $925.36.

      Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.

      As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

      The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

      It is quick and easy:
      Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.

      Contact us on 1-585-204-6000

      If you do not take immediate action:

      We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4789.87 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $925.36.


      Thanks for being our customer,
      ACS Legal Department
      --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
      Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
  • 0
    E
    I just got this too - for about 3 years now been harrassed at home, at work, and my parents have even received calls at their home and places of business.
    I am furious and will have to talk to my supervisors AGAIN about this mess.

    Here's the email to me from acs.us.incorp@gmail.com

    This is in reference to your Account number 80470-50 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.

    Your account with ACS is in Final Collections. According to our records, your outstanding balance is $855.20
    Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.

    As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

    The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

    It is quick and easy:
    Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.

    Contact us on 1-585-204-6000

    If you do not take immediate action:

    We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4728.35 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $855.20


    Thanks for being our customer,

    ACS Legal Department
    --------------------------------------------------------------------------------
    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.



    anyway - here we go again....
  • 0
    Sick and tired
    Got the same email....




    --------------------------------------------------------------------------------

    This is in reference to your Account number 3451-788 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.



    Your account with ACS is in Final Collections. According to our records, your outstanding balance is $820.33

    Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.



    As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.



    The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.



    It is quick and easy:
    Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.



    Contact us on 1-585-204-6000



    If you do not take immediate action:



    We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4728.35 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $820.33





    Thanks for being our customer,



    ACS Legal Department

    --------------------------------------------------------------------------------

    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
  • 0
    littlepinay
    I got the same email on 4/5/12, see below.

    ______________________________________________________________________________________

    This is in reference to your Account number 324475 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.

    Your account with ACS is in Final Collections. According to our records, your outstanding balance is $689.65
    Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.

    As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

    The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

    It is quick and easy:
    Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.

    Contact us on 1-585-204-6000

    If you do not take immediate action:

    We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4728.35 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $689.65


    Thanks for being our customer,

    ACS Legal Department
    --------------------------------------------------------------------------------
    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

    ____________________________________________________________________________________

    I replied back to them asking to provide me a copy of the loan documents showing that this is legit, below is the email they respond back to me...


    We are talking about the loan amount of $300.00 that you took with the company ACS( A Parental Payday Advance Co.), they do have a signed copy of the contract which is signed under your e-mail address (pemvaldez@gmail.com) also would like to mention your computer's IP address and your SSN was also traced when you were signing the contract with the company.

    The company have more than 14 technical evidence in order to prove the money was successfully deposited into Bank of America.

    Do revert us back for any further queries.

    Best Wishes.

    John Dailey.

    ____________

    I've noticed from their email address is gmail.com, their is no such legal company that will have gmail.com. Most company have their own email address not gmail.com. This is a FRAUD trying to get money.
  • 0
    FRUSTRATED!
    Forgot to mention this is what my account number was:

    Account Number 58561; Subject - Lawsuit

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