Had insurance for my cap one card. So before they could manage to clear it up it went to collections

I told them I had insurance on my credit cards but they were ruthless and called me every day. I did not answer.
It was bogus. They want to scare you to pay whatever the circumstances, they are the worst . I finally put their
number on phone block.i suggest you do it also. O am clear with Cap One. With health problems, I decided to
buy the insurance , if you do this and end up having trouble paying. Do not run away. They are very helpful and I mean Capital One.  Some others aren't so nice to work with.