Unauthorized withdrawal from my account
Complaint
Eugene Smith Jr
Country: United States
I authorized this company to withdraw only 2.97 from bank account on Febuary 19, 2011 and on March 3, 2011 while checking my account I discovered that the company had went back into my account and withdrew $35.61 without approval. I would like all monies refunded due to I have not recieved the product that I ordered and I was mislead, I see that I am not the first to submit a claim about this same matter. I will be waiting on a response and in a timely manner.
Comments
Dispute fraudulent charges immediately through your bank, under FRB Reg. E for disputing checking account charges via EFT, ACH, or debit card, or under FCBA for credit card disputes, and close your account due to fraud to prevent additional fraudulent charges. Your bank can reverse fraudulent charges showing on statements dated up to 60 days earlier than your original date of dispute.
Follow up to your bank dispute with a written dispute or fraud affidavit sent to your bank's dispute address, and file a fraud and theft complaint with your local police, FTC, your state Attorney General, and at www.ic3.gov.
Scammers will generally try to delay you with promises to "investigate", lies about how "you agreed", promises to send a "refund form", and other tactics designed to delay you past the 60 day dispute period where your bank can recover your money. That is why you MUST dispute unauthorized charges immediately through your bank.