EVERYTHING!
Complaint
Tiffiany Stone
Country: United States
Worldwide Recoveries, LLC is located in Santa Ana, CA.... These people called me last year and scared me into paying 50.00 a month for a credit card that I had in 2004. I knew I had the card and knew I owed money so I started paying it after they threatened me with a lawsuit. Chris Tozer called me this week and tried forcing me to provide him with an automatic form of payment. I refused. He then threatened me with court and told me that the 700.00 that I have paid thus far will just "go away" and I will be forced to pay 1670.00. I called the original creditor of the account and they told me that they sold it to NCO for 788.41. So then I called NCO and they had no records of the account. How do we get a class action lawsuit started? I have made a report with the FTC, the BBB and the Consumer Protection Office.
Here is a letter that I had to write to the Consumer Protection Office in Atlanta, GA.
I am writing to you in reference to reference #####. In October of 2010, David Murdoch of Worldwide Recoveries, LLC located in Santa Ana, CA contacted me in regards to my Master Card account. I made my first payment on October 23, 2010 after Mr. Murdoch threatened that if I didn't pay him something by the end of that dad or make arrangements to may him something, he was going to call and have the Sheriff's Office take me to court and sue me. Ever since 10/2010, I have been paying WWR, LLC 50.00 a month from my husband's bank acct and have sent the check to David Murdoch's attention.
In August of 2011, I received a phone call from Chris Tozer at WWR, LLC telling me that he was now the one that was handling my account. He then emailed me a contract stating that I owe 1729.60 and he was willing to offer me a settlement of 1670.00 and that as of August I had paid 577.93. In the contract, it stated that I could pay using post dated checks, moneygrams, or credit cards. I paid with checks (not post dated). This was the first letter that I have received from this company.
On November 7th, I received another call from Chris Tozer. He told me that I needed to provide him with an automatic form of payment such as a credit card, bank account or a prepaid credit card. I told him that I didn't have a bank account. he told me that he didn't care and that if I didn't provide him with an automatic form of payment in two weeks then he was not going to accept my monthly payment, my contract was going to be voided and the 677.93 that I have paid thus far would just go away and I would be taken to court and forced to pay the entire 1729.60.
Chris Tozer has been constantly calling me a few times a month to "remind" me that I have to send 50.00 and that I didn't, my contract would be voided. He also constantly tells me about a "new deal" that can save me a few hundred dollars.
After looking at my credit report, I called the original creditor of the Master Card and they told me that they sold my account to NCO Financial for 788.41. I called NCO and they do not have my account presently and have no record of ever having it.
Here is a letter that I had to write to the Consumer Protection Office in Atlanta, GA.
I am writing to you in reference to reference #####. In October of 2010, David Murdoch of Worldwide Recoveries, LLC located in Santa Ana, CA contacted me in regards to my Master Card account. I made my first payment on October 23, 2010 after Mr. Murdoch threatened that if I didn't pay him something by the end of that dad or make arrangements to may him something, he was going to call and have the Sheriff's Office take me to court and sue me. Ever since 10/2010, I have been paying WWR, LLC 50.00 a month from my husband's bank acct and have sent the check to David Murdoch's attention.
In August of 2011, I received a phone call from Chris Tozer at WWR, LLC telling me that he was now the one that was handling my account. He then emailed me a contract stating that I owe 1729.60 and he was willing to offer me a settlement of 1670.00 and that as of August I had paid 577.93. In the contract, it stated that I could pay using post dated checks, moneygrams, or credit cards. I paid with checks (not post dated). This was the first letter that I have received from this company.
On November 7th, I received another call from Chris Tozer. He told me that I needed to provide him with an automatic form of payment such as a credit card, bank account or a prepaid credit card. I told him that I didn't have a bank account. he told me that he didn't care and that if I didn't provide him with an automatic form of payment in two weeks then he was not going to accept my monthly payment, my contract was going to be voided and the 677.93 that I have paid thus far would just go away and I would be taken to court and forced to pay the entire 1729.60.
Chris Tozer has been constantly calling me a few times a month to "remind" me that I have to send 50.00 and that I didn't, my contract would be voided. He also constantly tells me about a "new deal" that can save me a few hundred dollars.
After looking at my credit report, I called the original creditor of the Master Card and they told me that they sold my account to NCO Financial for 788.41. I called NCO and they do not have my account presently and have no record of ever having it.
Comments
www.ftc.gov
www.consumerfinance.gov
FTC has been actively investigating and raiding various scam "collection agences" in Southern California for the last couple years. They've already shut down several large "debt collection" clusters, seizing assets. This company might be connected to one of the ones they've already sued.
In addition, the Consumer Financial Protection Bureau is seeking complaints in connection with payday lending. They have authority under the Dodd-Frank Act to regulate consumer lenders, including payday lenders and collection of such "loans".
Send them an FDCPA dispute letter, certified, demanding proof of debt.
You might also be able to sue them for FDCPA violations. You can find a consumer attorney through naca.net
From Jim 714-922-9477 asking me for my SS# really not going to happen.
They are a scam and really rude on the phone they also say what number are they calling so they can take it off the list and when you give it to them O we don't even have that number down. Really bad and very rude on the phone
DONT PAY THEM ANYTHING HANG UP ON THEM..............................