MyCreditReport.com stole my debit card number
Complaint
L Butler
Country: United States
I have never been on My Credit Report.com site ever. While reconsiling my bank statement, I found a charge from MNI*CREDITREPORT.com showing a recurring debit card payment on 1/24/11. I called them and they told me someone used my debit card to order their own credit report. This happened in October 2010 and I have had $64.80 stolen from my account from this company since October 2010. They said they would refund my money to my account in 5-7 days, so we will see. I called my bank and cancelled my debit card and ordered a new one.
Comments
File fraud complaints with FTC, your state Attorney General, and at www.ic3.gov
Do NOT trust any cancellation or refund promises, as such scams will say anything to delay you past the 60 day FRB Reg. E or FCBA dispute periods during which your bank can just yank back their stolen money. Dispute with your bank, and follow up with a written dispute or fraud affidavit sent to your bank's dispute address from your statement.
Do NOT use checking accounts, debit cards, or check cards for any payments to anyone you do not know and trust. Limit their use to payments to trusted creditors such as rent, mortgage, utilities, etc. Use only credit cards for retail or online payments, as the fraud protections are stronger and it its less disruptive to block credit card numbers when fraud occurs.