MVQ
Complaint
Cal
Country: United States
2 charges of 16.95 ea from MVQ started appearing on my American Express statement in Nov 2011. I caught it on the January 2012 statement. American Express is rembursing me the total amount and is blocking them from any more charges. I will be contacting MVQ direct to complain. I do not yet know how I was lucky enough to get this favor but if it can be tied to an internet purchase that company will be talking to me also. Some people should be put away for a long time.
Comments
Dispute unauthorized charges through your bank, and block the card number or close the account due to fraud to prevent additional fraudulent charges. Follow up with a written dispute or fraud affidavit sent to your bank's dispute address.
Do NOT waste your time trying to get your money back from any scam through the scammer. Always immediately file a bank dispute, as that is usually the only way you will ever get your money back. If you leave your account or card number active, you can expect additional monthly charges, probably around $58 to $150, until you get wise and shut it down. The couple buck charge was just a teaser to get your account number, and a test that it was valid.
The game they will play is to try to delay your bank dispute past the 60 day FRB Reg. E or FCBA dispute period, after which your bank will be unlikely to be able to get your money back. To do this they will use various excuses, like "mailing an information packet" that never comes, "cancelling your membership" but they lose the "cancellation" so monthly charges continue, requiring you to get, and send in, a "refund request" that never has any effect, having to call a "refund number" that is ignored, or the cancellation "lost", etc...
File fraud complaints with FTC, your state AG, and at www.ic3.gov
You might also contact the office of Sen. Jay Rockefeller. He held Senate Commerce Committee hearings on this problem a couple years ago.