unauthorized withdrawal from checking

ComplaintsOtherunlimited savings club

Complaint

0
maxine hensley
Country: United States
company withdrew $49.99 from my checking account on 3/1/11 for services they say I received for a payday loan. I had informed the woman that I did not receive anything from any payday loan compaany and that I had declined their services. She then referred me to www.ulsrefund.com to have them return my money back to my checking account. She gave me a reference number 2522448 and said I needed this, that it was important.

Comments

  • 0
    tj
    There are many similar reports of such scam charges in connection with applications for online payday loans.  

    These scams use the "payday loan" site to get your account information, with deceptive or obscured disclosures to claim you "authorized" charges for some "membership" scam with monthly charges.  Many complaints indicate they then direct you to some site to "cancel" or "request a refund", which they may ignore while they keep taking money or claim they don't have to refund.  The scheme is designed to delay you in filing a bank fraud dispute, which is the only effective way to get your money back.

    This particular group is run out of Scottsdale AZ.  You can find links between the various names used in the scheme via BBB reports, and through common management in filings with the state of Arizona.  The Florida Attorney General site shows they investigated an earlier version of their scheme.

    There are numerous complaints similar to yours, of unauthorized charges under various names, notably "777savingsclub".  Did you actually get any payday loan, or did they just use your information to cram "membership" charges?

    Immediately contact your bank to file a fraud dispute, and close the account due to fraud to prevent additional fraudulent charges.  Under FRB Reg. E, if you dispute charges through your bank within 60 days of the statement date of the statement showing the disputed charge, your bank can yank back the money.  Follow up with a written dispute or fraud affidavit, mailed certified, sent to your bank's dispute address from your statement, to document timely filing of your fraud dispute.

    File fraud complaints with FTC, your state Attorney General, the Arizona Attorney General, and at www.ic3.gov, which is a government site for filing internet related fraud complaints.
  • 0
    BRIDGET
    I RECEIVED MY BANK STATEMENT AND SAW AN IMAGE FOR A WITHDRAWAL FOR 49.99 THAT I NEVER AUTHORIZED NOR KNEW WHAT IS WAS FOR.I CALLED MY BANK AND THEY SAID I WOULD HAVE TO CALL 1-866-592-6448 TO GET IT STOPPED. I DID SO AND THE REP TOLD ME IT WAS FOR DISCOUNT COUPON SERVICES IN WHICH I HAD NEVER HEARD OF SUCH.  SHE THEN TOLD ME TO GO TO WWW.ULSREFUND.COM AND TO USE REFERENCE NUMBER 2511468 TO GET MY CHECKING ACCOUNT REFUNDED AND TOLD ME I HAD TO FILL OUT A REFUND FORM IN WHICH I CANNOT FIND! THAT WEBSITE BROUGHT ME HERE! ALL I CAN SAY IS "FRAUD" AND YOU HAVE MESSED WITH THE WRONG GAL!SHE ALSO STATE SHE WOULD CANCEL MY SUBSCRIPTION!WHAT SUBSCRIPTION!
  • 0
    BRIDGET
    After 3 calls and doing everything instructed I had no luck. They wouldn't even provide a zip unless they had my info.. Everytime I went to http bar as instructed to receive refund form on computer the site was down.As one last ditch effort I went to http bar again and form showed up. I entered number they gave me. Low and behold it is up to them to refund you. They ask if you have applied for loans. I had researched some and that is what got me here!They were NEVER authorized to have my info.!This is "FRAUD". As I turned them into a fraud investigative unit one of their websites kept showing invalid.IMAGINE THAT!If I don't receive a refund in 72 hrs. I am going to the local authorities!
  • 0
    Angelia Boddie
    After applying for a payday loan I was told that I would recieve a credit card for 49.95 for two months and then I informed her that I didn't want it and I asked her to cancel the whole transaction and then I looked up and the money was deducted out of my account. They are nothing but THIEVES!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
    THEY STOLE MY MONEY,DON'T TRUST THESE PEOPLE.
  • 0
    MARY WIDENER
    THESE PEOPLE ALSO TOOK MY MONEY AND WHEN I ASKED FOR A REFUND THEY SAID I WOULD GET IT IN 5-10 DAYS. THEN I RECEIVED AN E-MAIL FROM 777CLUB STATING THAT I WOULDN'T GET A REFUND.THESE PEOPLE ARE JUST A SCAM AND ARE DOING BUSINESS UNDER 2 DIFFERENT NAMES. HOLD ON TO YOUR CHECK BOOK AND DON'T TRUST THEM
  • 0
    Miguel Castro
    I have encountered the same situation as others. Just today these same people withdrew 19.95 from my bank acct and since I am poor this caused me to have an insufficient fund penalty of 35.00. I have called this business and I was told by their rep that some one from their company took it upon their self to process this transaction from my acct illegally. I never authorized this company to withdraw any funds from my acct.. I also never asked for a loan from them either. I am reporting to my bank first thing in the morning so that I can fill out the necessary form(s)to take care of the mess. I am going to change my acct number also. This BS!!!
  • 0
    Janet Rudd
    Same thing happened to me.  First they deducted 49.99, and then 19.99 for two months.  Since my bank for some reason quit sending statements, I did not notice the fraudulent charges until now.  I never enrolled in any kind of "savings club" nor would I ever have paid 19.99 a month to do so, much less the sign up fee of 49.99.  What a crock of %^&$.  This could happen to anyone at any time- all they need is your routing and checking account number evidently to make their own fake checks.  Did anyone notice that on their "check" it says NO SIGNATURE REQUIRED!!!!!!!!!!!!!!!!!!    I wonder why???

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