Magazine "service" is bad news

ComplaintsScamsReading America

Complaint

0
Britt
Country: United States
Watch out for this company! They will offer you $1,000 online shopping as a free gift for simply subscribing to 6 magazines for 24 months. Do the math first - that's over $900! They tape the conversation and then treat it like a contract. DO NOT GIVE THEM YOUR BANK ACCOUNT OR CHARGE CARD INFORMATION! They aren't an honorable business.

Comments

  • 0
    tj
    You can get 6 consumer magazines direct from most publishers for about $100 for 24 months, and many will let you cancel at any time with a refund on the unused amount.

    Many magazine subscription sales telemarketers make deceptively misrepresented and incompletely disclosed offers, and engage in fraud.

    If you get scammed, dispute their charges with your bank as fraudulent, and close the account or block the card number to prevent additional charges.  File fraudulent telemarketing complaints with FTC and your state Attorney General.
  • 0
    StephLG
    "Reading America" just called me to send me $250.00 in gift cards...but they needed my bank information...come on people dont be so gullible
  • 0
    LG
    DON'T GIVE out your any of you banking information... You are held LIABLE for this. DON'T EXPECT to get your money back from the bank... YOU gave out your INFO. You were NOT forced... Once you give out your information THAT IS IT... You have authorized it. DON'T get mad at the bankers for your MISTAKES... YOU LIVE AND YOU LEARN... NOT most people... But that is why you FELL for it...
  • 0
    tj
    Of course, don't give out banking information.  

    Don't answer any telemarketing calls at all, either, since they are practically all fraudulent, but that is hardly "IT".  If you get taken, you don't have to hand them a blank check to whatever the liars feel like taking.

    If bank information is obtained through deception and fraud, you can dispute the charge with your bank as fraudulent.  

    Furthermore, the very attempt to take money beyond that disclosed in the original offer also shows intent to defraud.  Authorization or not, taking money then claiming some different "verbal contract" was agreed to is also fraud.

    Doesn't matter whether you were "forced".  "Forced" would make it extortion, "deceived" makes it fraud.

    Immediately contact your bank to dispute all fraudulent charges, and close the account or block the card number to prevent additional fraud.  Dispute IN WRITING with your bank, and send them a fraud affidavit, documenting the fraudulent nature of the deceptive misrepresentations.

    If your bank interferes with your filing a dispute, send it in writing, mailed certified for proof you sent it timely and that they received it.  That invokes dispute provisions of FRB Reg. E or FCBA.  If you have problems getting it reversed, file a dispute against your bank with the Office of the Comptroller of the Currency.

    It is your bank's job to act at YOUR DIRECTION.  They are not some impartial mediator arbitrating disputes with every con artists who comes along with their hand out.  If your bank fails to take your side in a dispute with a fraudulent merchant, find a better bank.  There are plenty to choose from.

    File fraud complaints with FTC, your state Attorney General, and at www.ic3.gov

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