TRS says I owe 100.22 dollars for check 819 written August 09
Complaint
Nancy North
Country: United States
TRS is harassing me every month for non payment of 100.00 paid Sep.3,2009.
This chec was wrote to Walmart August 29,09 an stopped August 31,09.I do not remember why this was ever stopped.I went to bank an got copy that 100.22 chec number 823 was paid Sept. 03, of 09.
Walmart faxed your company with all this information July 06,2011 at 1:35PM.Apparently you have some one in your company who cannot read a fax from Walmart explaining that I do not owe them anything The check number of 819 has been paid!!Reference no.37092443726465
Walmart says I owe them nothing.Kentucky Bank says this also.Call Ky, Bank at 1859 234 3363.Call Walmart 859 234 3232 they will tell you the same of what i have sent you.
If you do not stop I will be contacting my lawyer and he will be contacting you.Nancy North
This chec was wrote to Walmart August 29,09 an stopped August 31,09.I do not remember why this was ever stopped.I went to bank an got copy that 100.22 chec number 823 was paid Sept. 03, of 09.
Walmart faxed your company with all this information July 06,2011 at 1:35PM.Apparently you have some one in your company who cannot read a fax from Walmart explaining that I do not owe them anything The check number of 819 has been paid!!Reference no.37092443726465
Walmart says I owe them nothing.Kentucky Bank says this also.Call Ky, Bank at 1859 234 3363.Call Walmart 859 234 3232 they will tell you the same of what i have sent you.
If you do not stop I will be contacting my lawyer and he will be contacting you.Nancy North
Comments
In your case, it looks like some mistake happened when the check was originally run through, but it cleared when run through a second time. Maybe it was misread by the scanner, or the clerk entered something in error. Whatever. That is not a "bounced check", although TRS will often falsely claim it was, even trying to collect a "bounced check fee", and trashing your file with their sister company Telecheck.
Contact your state Attorney General for assistance. They have been investigated by several state AGs for noncompliance with debt collection laws. They don't seem to be able to get their act together unless they are dealing with an AG, consumer reporter, or your attorney.
If you have further problems, get an attorney and looking into violations of FDCPA and FCRA. You might try www.naca.net