RPM
Complaint
Steve Watson
Country: United States
This is the company out of Lynnwood, WA. They tried to collect a hospital bill that had been paid by school insurance from an injury my son received in football practice. He was a minor at the time and our insurance and the school insurance paid the bill. I got a call two years ago from RPM trying to collect the debt. I followed up with the hospital. They assured me the bill was paid in full and they had no idea who RPM was and that the hospital had not turned any bill for us over to any debt collector. The calls stopped to me when I informed them they were a fraudulent company and that I would pursue legal action if I heard another word. Fast forward to two days ago and my son, who is now twenty, gets a call, a rude, smart [***] call, trying to collect the same debt. I have had so much fun calling them at least ten times a day and telling them not to call my son. They say, "we cant discuss his case with you since he is over 18". I told them that I am not asking for any info just giving info and that they dont need a release for that. "DONT JACK WITH MY KID"
I ask them repeatedly if they are recording this for quality assurance. If you want to have some fun, call them at 240 210 7112 and tell em dont jack with my kid.
Steve
I ask them repeatedly if they are recording this for quality assurance. If you want to have some fun, call them at 240 210 7112 and tell em dont jack with my kid.
Steve
Comments
In particular, they have complaints of engaging in illegal deception and abusive collection ,(tactics designed to evade validation), in connection with unowed "debts", in violation of FDCPA. Your son can sue them for violations of FDCPA, and for violations of FCRA if they verify erroneous information on his credit reports.
Best advice, your son should contact a consumer attorney, before they screw up his credit files, which they may already have done. He should also check his credit reports, and dispute any errors he finds there through the CRAs. "Verifying" erroneous information in response to a CRA dispute is the first step in establishing liability for FCRA violations.
Since FDCPA and FCRA allow courts to award actual and statutory damages, and attorney fees, if you win, you can find attorneys who take these cases on contingency. You might try www.naca.net to find an attorney in your state.