SCAM - FRAUDULENT CHARGE AFTER PURCHASING 14 TRIAL SIZE
Complaint
Saundra R Brown
Country: United States
I ordered a 14 day trial size of Instaflex Joint medicine for $4.99. When I looked at my bank account, I found that I was charged $74.98. I called the company and they said that they shipped a full months supply already. They said that 18 days had past to cancel. The 18th day was on Sunday, February 12, 2012. So they are sending they sent this additional product on Sunday!! Today is Monday, February 13, 2012 meaning that they were waiting to throw this charge at my bank account. When I applied for the 14 day trial I did not see their message that they would charge more if I did not cancel by the 18th day. So they are saying that they worked on Sunday to send a package out. This I truly doubt!! So they work on Saturday and Sunday before the 18 day limit of cancellation period. As I say there was nothing there where I clicked to order the 14 day trial size order. How would they know whether this product worked or not??? Wouldn't they need to contact me to see if this product worked on me or not??? It did not!!
Comments
Dispute unauthorized charges through your bank, and block the card number or close the account due to fraud to prevent additional fraudulent charges. Follow up with a written dispute or fraud affidavit sent to your bank's dispute address.
Do NOT waste your time trying to get your money back from any scam through the scammer. Always immediately file a bank dispute, as that is usually the only way you will ever get your money back. If you leave your account or card number active, you can expect additional monthly charges, probably around $58 to $150, until you get wise and shut it down. The couple buck charge was just a teaser to get your account number, and a test that it was valid.
The game they will play is to try to delay your bank dispute past the 60 day FRB Reg. E or FCBA dispute period, after which your bank will be unlikely to be able to get your money back. To do this they will use various excuses, like "mailing an information packet" that never comes, "cancelling your membership" but they lose the "cancellation" so monthly charges continue, requiring you to get, and send in, a "refund request" that never has any effect, having to call a "refund number" that is ignored, or the cancellation "lost", etc...
File fraud complaints with FTC, your state AG, and at www.ic3.gov
This has been reported to my bank and I will now have to get a new debit card. Keep an eye on your account!! These thieves are evil.