HARASEMENT
Complaint
Carolyn White
Country: United States
This company called my work (A R G & Ass) while I was at lunch and spoke with my boss. They asked my boss how they would handle me being served at my work for court. My boss got all the information that the guy would give call back number, case number but would not leave a name. When I returned I was given the information and my boss stood by my desk while I called. The 1st person to answer said that the name of the company was A I G Assoc but then I was transfered to a man who stated the name of the company was Assets Relient, still not sure what their actual name is. Anyways the gentleman that I talked to asked me who I was and he stated that I use to be called by a differant last name and the one he told me was a name I have never had so I told him he must have the wrong person. Then he asked me if my last four of my social are _ _ _ _ and i said yes then he stated then this is you. He told me I owed a debt on a car loan from 1999 that I am being sued in civil court on. I told him I had never had a car loan on 1999. Hw just kept arguing, I asked what the amount was he said 10,300.00 but he would settle today for 1,248.13. I told him I was not paying him anything because this was not me and he still continued to argue. I asked him to fax me something regarding this and I was told that he does not have to fax me anything that I know I owe this. These are scams people do not send them anything. I tols this man that he was on speaker phone and my boss was listening to everything and he hung up. A real debt collector will want to give you information on the item being collected for. DO NOT SEND THIS COMPANY MONEY. Anyone who has contact with these people need to report them.
Comments
Any legitimate collection agency wouldn't be playing these shakedown games. Furthermore, they would comply with FDCPA by sending a "g" letter by US Mail notifying you of the alleged debt, and of your right to dispute it and request proof you owe it.
The fakes don't send these letters, prefering the safety of hiding behind email.
Last thing they want is for you to know their address, since if too many fraud complaints start showing up with FTC, they might get raided like the Corona Scam and the Thai Han cluster. The names being used by this one suggest they have some connection to one or the other of these scams already raided by FTC, maybe another spin-off by their out of work ex-employees.
Contact FTC if you have further problems. They know this game, and have been really active in the last couple years, shutting down several clusters.
Language is typically ambiguous but leading, such as "civil claims", which is meant to sound like there's a "lawsuit" being filed. Another favorite weasel word is "arbitration", like you're "voluntarily agreeing" to pay them money in a "settlement", again without any proof you owe them.
First of all, the law says they have to give me proof of the debt in writing. Secondly, they do not have a right to discuss anything about the debt with my employer or anyone else. Finally, This is America, and there is no debtors prison. You cannot be arrested for owing debts.
This is a scam. they tried the same thing last year. Despite numerous requests that they not contact me until ready to give me proof of the debt, they continued to do so. i finally told them I would not pay anything and they threatened to send a deputy and I told them to go ahead. Never heard from them again.
DO NOT SEND THEM MONEY!!!!!