Scamming their customers

June 15, 2015, I have $55 in my bank account. I sign up for a Gold Plan for $10 a month. They told me that they were only going to charge me $12 and when I go to the atm to deposit more money, I only have 0.39 cents. I try and try calling them but no one will pick up the phone.
I WANT TO CANCEL MY MEMBERSHIP!