wc mon budget savers
Complaint
Joan Gunkelman
Country: United States
We have found this entry on my bak statement but I have no recollection of signing up with this whatever it is. Please cancel whatever it is and refund me any withdraws that have accrued.
Please be understanding, I can't afford the money I put out now.
Thanks for your help
Joan Gunkelman
Please be understanding, I can't afford the money I put out now.
Thanks for your help
Joan Gunkelman
Comments
They either solicit you via some script when you call to order from another company, through a pop-up "discount" ad, or as in your case, through a follow-up call from this telemarketer that got passed your information.
Dispute unauthorized charges through your bank, and block the card number or close the account due to fraud to prevent additional fraudulent charges. Follow up with a written dispute or fraud affidavit sent to your bank's dispute address.
Do NOT waste your time trying to get your money back from any scam through the scammer. Always immediately file a bank dispute, as that is usually the only way you will ever get your money back. If you leave your account or card number active, you can expect additional monthly charges, probably around $20 to $30, until you get wise and shut it down.
The game they will play is to try to delay your bank dispute past the 60 day FRB Reg. E or FCBA dispute period, after which your bank will be unlikely to be able to get your money back. To do this they will use various excuses, like "mailing an information packet" that never comes, "cancelling your membership" but they lose the "cancellation" so monthly charges continue, requiring you to get, and send in, a "refund request" that never has any effect, having to call a "refund number" that is ignored, or the cancellation "lost", etc...
All sound familiar? It's all common practice with this type of scam, from this company, as well as the others playing this game. It's the pick-pocket's excuse: "So sorry. I just bumped into you by accident. My hand was accidentally in your pocket? Can't find your wallet? Maybe you dropped it."
File fraud complaints with FTC, your state AG, and at www.ic3.gov
"WC" refers to a whole bunch of similar scam "memberships" by some company in Minnesota. File a fraud complaint with the Minnesota AG,