is this real or not
Complaint
marcia W
Country: United States
Got a call from so called debt collector he gave me an option to make monthly pmts using my bank acct. I setup pmts, after the threateneing of court action, and wage garnishmnet. I called this ph numner back, and it 716 462 5716....recording only -then a disconnect...I gave out my bank info...i asked him for written documentation, and i never recd it...
Comments
Note that there are numerous complaints mentioning "QAR LLC" indicating threats similar to your experience, as well as several denials apparently from some company called "Quality Asset Recovery LLC", claiming they are unrelated to this "QAR LLC".
https://800notes.com/Phone.aspx/1-716-210-1346
http://www.budhibbs.com/collectorpages/quadrant_group_cmts.htm
You found these complaints:
https://800notes.com/Phone.aspx/1-866-778-0624
The pattern of yours and other complaints, including first contact threats of court action and its consequences combined with refusing to provide any proof of the debt, is consistent with phony "debt collection" scams, including many located in the same Buffalo NY area as this outfit is apparently located in. They use threats to panic consumers into paying alleged debts without checking our whether the debt is even owed, or whether they have any right to collect it.
These practices are illegal and violate FDCPA and state debt collection laws, for abusive and harassing tactics, falsely claiming they are going to take actions they don't or do not intend to take, often failing to send the FDCPA required "g" letter that debt collectors are required to send within 5 days of first contact notifying you of your right to dispute or obtain validation of the alleged debt, and for deception for claiming that you can't dispute it or get any proof of it.
This pattern is usually reported in cases where some rogue "debt collector" is basically running a phone extortion racket, "collecting" on phony "debts", or with no right even to collect on them. In many cases, they pull credit reports and use the information they find there to concoct a phony debt claim around some account they find there.
Over the last year, the New York Attorney General has prosecuted a number of such "debt collectors" from the Buffalo area, obtaining convictions for larceny in a number of cases.
Contact the New York Attorney General immediately to determine if this company was legitimate, or if they violated federal or NY law.
Given the above, it is highly likely you may have been scammed into paying someone you did not owe. You can reverse fraudulent payments by disputing them through your bank as fraudulent, after which you would be wise to close the account or block the card number to prevent additional fraudulent charges.
i don't owe anyone,paid off debts last year.
thank's for info
But I called my attorney and he is taking care of it.
and this company has the lowest possible rating of F on a scale of A+ to F. Watch out for this company I have a strong suspicion it may be a fraud.
Do NOT ever give out any personal information if they are not willing to validate the debt.