harassing calls demanding money for product not order/red'd
Complaint
Kim
Country: United States
NRA keeps calling; its been 4 years now.
Initially they said I owed Columbia house $97 for DVDs. Now they are saying I owe $84 for a membership I didn't follow through on buying additional DVDs/CD's. I guess trying to change their tactic.
I just got a call from a guy who called himself "Chris". After our back and forth discussion about not owing anything and trying to get him to give me his information, e.g. where he's calling from, how long has he worked for NRA… he's starting to get a wee-bit annoyed (back at you jerk), I tell him I'm going to sue, he hangs up.
Can we file a law suit on these pond scum?
Initially they said I owed Columbia house $97 for DVDs. Now they are saying I owe $84 for a membership I didn't follow through on buying additional DVDs/CD's. I guess trying to change their tactic.
I just got a call from a guy who called himself "Chris". After our back and forth discussion about not owing anything and trying to get him to give me his information, e.g. where he's calling from, how long has he worked for NRA… he's starting to get a wee-bit annoyed (back at you jerk), I tell him I'm going to sue, he hangs up.
Can we file a law suit on these pond scum?
Comments
Seems that Columbia House scammed a lot of their customers, with their "negative option" marketing, then sold off charges for crammed "orders" or "termination fee" balances to shady debt collectors like this. The result is often fraudulent collection of originally fraudulent balances, with the debt collectors expecting they are dealing with stupid suckers like most Columbia House victims.
Problem is, it spills over into other people's lives, and they will happily take your money even if they dunn you "by mistake". They aren't too careful about who they try to shake down, so there are many complaints from people who never even ordered from Columbia House. They also routinely post damaging collection accounts on these piddling faked "debts", so check your credit reports.
They have been sued many times, often for thousands of dollars of damage, over trying to "erroneously" collect $50 to $150.
http://dockets.justia.com/search?query=national+recovery+agency
http://dockets.justia.com/search?query=NRA+Group
If you don't want to be the target of a shakedown, coughing up money for a "debt" you don't even owe, and living with credit damage for the next 7 years, you can find a consumer attorney in your state through www.naca.net
By the way, they are in Harrisburg PA, but you can sue them in your own state, in federal or state court, for violations of FDCPA and FCRA. Both allow courts to award damages and attorney fees, so you can find attorneys who take these cases on contingency.