Fraudulent charge

ComplaintsScamsUlimited Local Savings(www.ULSCustServ.com)

Complaint

0
Mike Hull
Country: United States
A fraudulent charge of $49.99 was charged to my account on 2 Feb 2011.
I never authorized this charge, I'm sure this is due to the numerous payday loan applications I've made.

Comments

12Next
  • 0
    tj
    There are many similar reports of such scam charges in connection with applications for online payday loans.  

    These scams use the "payday loan" site to get your account information, with deceptive or obscured disclosures to claim you "authorized" charges for some "membership" scam with monthly charges.  Many complaints indicate they then direct you to some site to "cancel" or "request a refund", which they may ignore while they keep taking money or claim they don't have to refund.  The scheme is designed to delay you in filing a bank fraud dispute, which is the only effective way to get your money back.

    This particular group is run out of Scottsdale AZ.  You can find links between the various names used in the scheme via BBB reports, and through common management in filings with the state of Arizona.  The Florida Attorney General site shows they investigated an earlier version of their scheme.

    There are numerous complaints similar to yours, of unauthorized charges under various names, notably "777savingsclub".  Did you actually get any payday loan, or did they just use your information to cram "membership" charges?

    Immediately contact your bank to file a fraud dispute, and close the account due to fraud to prevent additional fraudulent charges.  Under FRB Reg. E, if you dispute charges through your bank within 60 days of the statement date of the statement showing the disputed charge, your bank can yank back the money.  Follow up with a written dispute or fraud affidavit, mailed certified, sent to your bank's dispute address from your statement, to document timely filing of your fraud dispute.

    File fraud complaints with FTC, your state Attorney General, the Arizona Attorney General, and at www.ic3.gov, which is a government site for filing internet related fraud complaints.
  • 0
    jacky may
    I was charged 49.95 for servicesw I did not authorize don't know how they got my account number
  • 0
    Jacky
    these companys prey on people and need to be put out of business i have been ripped off twice by both of these companys
  • 0
    jolene wyatt
    I was charges 49.99 and did not authorize and cant get anyone on the line
  • 0
    Jolene Wyatt
    Did you ever try to call the 866-592-6448 number well i did and you can here them talking but they cant here you at all this is crazy for i did not authorize anything either
  • 0
    Dario Aguirre
    A fraudulent charge on my account 02/09/11. I did not authorized this charge. I tried to call 1-866-592-6448 to ask for my money back, and said their system was having problem and problems was going to be fix in the next 24 hrs. I did not authorized anybody to charge $49.99, the made an electronic check to my bank. The government and the Attorney General need to catch these people and put them in prison and put them out of business. I didn't give my bank information to them, how did they got it?
  • 0
    Dario Aguirre
    These CROOKS need to be send to prison. THIS IS FRAUD!!!!!
  • 0
    Chrispy
    I was also taken for $49.99 of unauthorized fees.  I also did not agr to anything regarding this fee.  Will be calling the bank now!
  • 0
    michael pham
    I did not authorized unlimted local savings to withdraw $49.99 from my checking account. They claimed it is part of the payday loan application but I did not agreement to purchase anything from this company.
  • 0
    B-Lady
    I work in a bank.  This is a scam.  Quit applying for loans and doing business online.  There are loan businesses around you locally....USE THEM!
  • 0
    Mad As Heck
    this just happen to me too $49.99 taken from my account without my approval...I just called my bank and reported this as a fraud!!!...I called that stupid number 1-866-592-6448 all day to see what the heck this was and they said their computers where down...Long story story I'm done apply for pay day loans online they are just crooks online waited to take money that people don't have.
  • 0
    angry
    I was charged 19.99.  I applied for payday loan, but never went through with it.  I was being called and harrassed saying I was going to be arrested for theft and check deception.
  • 0
    tj
    Contact the FBI.
  • 0
    tj
    "I tried to call 1-866-592-6448 to ask for my money back, and said their system was having problem and problems was going to be fix in the next 24 hrs."

    They will make up a series of excuses to string you along as they try to run out the 60 day FRB Reg. E dispute window.


    Dispute fraudulent charges through your bank under FRB Reg. E, and close your account to prevent additional fraudulent charges.  Your bank can reverse unauthorized charges if you dispute promptly.

    File fraud complaints with FTC, your state Attorney General, and at www.ic3.gov
  • 0
    Mark Stevenson
    I was charged 49.99, called the number and cancelled my service and they gave me a cancellation number and said that no more monies would be deducted. I am gonna have to close my bank account in order tom ake sure this doesnt happen again. I might just fly to AZ and whack the [***] heads
  • 0
    kelly
    I too was charged $49.99 and my bank's fraud department said it was due to applying for a payday loan and that I needed to shut this bank account down and reopen a new one.  I applied to GET money, not to have somebody TAKE money.
  • 0
    Eric
    The same thing happened to me. I was charged $49.99 on 2/24 for something called "Discount Web Member Site".
  • 0
    Andrew
    I was also charges $49.99 from my bank account without any authorization or communication.  I just happened to check my balance online and saw it.  I called the number at the bottom (866-592-6448) and they supposedly cancelled the membership that I never signed up for.  I was told that I signed up on 2/24, which I absolutely know I did not do anything on that date.  The rep gave me a website to go to file for a refund (ulsrefund.com) which looks phony as well.  Did anyone get their money back?  I will check with the bank to see if they could help.
  • 0
    Gillian
    The only help my bank offered (it got its bounced check fees) was to close my account.:(
  • 0
    Gillian
    I have abosolutely no idea where this came from! Called the bank cuz I didnt' authorize it and haven't given out my account number recently, let alone to just any old website. It screwed up my account , bounced checks etc.grrr.
12Next

Post a new comment