they took money out of my bank without my authorization
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tj
They are a "discount membership" cramming scam. They probably got your account information from some other online merchant you may have used, with the alleged "authorization" hidden in find print somewhere.
The Senate Commerce Committee held hearings on this type of scam a couple years back. It is a violation of VISA merchant contracts for merchants to pass account information to others, and they also require separate entering of card numbers into any pop-up ads that make offers in addition to the merchant's transaction.
Contact your bank or card number immediately to dispute the fraudulent transaction, and block the card number to prevent additional fraud. Follow up with a written dispute or fraud affidavit sent to your bank. Your bank can reverse disputed charges if you dispute within 60 days of the statement date of the statement showing the disputed charges, under FRB Reg. E.
Watch your next few statements carefully, to make sure they don't roll this "automatic charge" over to your new card number.
File fraud complaints with FTC and your state Attorney General, and at www.ic3.gov
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Brenda E Villa
First they left out the wht, blk, nude(1 set)bras and no book or $50 dollarsWalmart card. In the mean time I cancled the program book and they sent the missing bras and the book just "They swore they wouldnt charge. Hu, Dec3. they charged my acounnt $29.99.
Comments
The Senate Commerce Committee held hearings on this type of scam a couple years back. It is a violation of VISA merchant contracts for merchants to pass account information to others, and they also require separate entering of card numbers into any pop-up ads that make offers in addition to the merchant's transaction.
Contact your bank or card number immediately to dispute the fraudulent transaction, and block the card number to prevent additional fraud. Follow up with a written dispute or fraud affidavit sent to your bank. Your bank can reverse disputed charges if you dispute within 60 days of the statement date of the statement showing the disputed charges, under FRB Reg. E.
Watch your next few statements carefully, to make sure they don't roll this "automatic charge" over to your new card number.
File fraud complaints with FTC and your state Attorney General, and at www.ic3.gov