Check Fraud
Complaint
Carrie
Country: United States
My mom received a call from the "law firm" or processor that they claimed to be. At first they claimed to be after my mom then after a little conversation it comes out that they are looking for me for check fraud. I call them at the number they gave my mom and when they answer they say "hello" not answering the phone with the name of the company. I ask for Rob Davis (obvious alias) and he verifys my name, city of residency and where I get a loan from. He proceeds to tell me I am being sued for check fraud and I have to pay $300-$400 but he gives me three different scenarios as to when it has to be paid. I begin to question him. I call him back and he is very rude this time to me. I begin to investigate this person and company. I find this website and find out they are scammers. I call the people I need to call and filed a complaint with the FTC. I am filing my complaint next with the State Attorney Generals Office in my state. I am done with these scammers. They are not getting any money from me. Luckily for me and my pocket book, unlucky for them I am a little too smart.
Comments
https://complaintwire.org/complaint/hE2bBK5D3wQ/usc-mediations
Complaint profile suggests a typical fake "debt collection lawsuit" shakedown racket.
Although complaints against them go back a couple years, their "location" keeps shifing around, and the only addresses are mail drops. Most information suggests a southern California location, but with use of a couple addresses in other states, possibly to throw off lawsuits.
When, supposedly, he "verified" where you got some loan from, did YOU tell him any of this information and he just told you "Yeah, that's the one", or did he already have it all?
Have you checked your credit reports to see if they pulled one?
With this type of scam, it is common to find a recent credit inquiry, which would have given them all they needed to pretent you owed them for an old account visible on your reports.
Some payday lenders are not even licensed to lend in most or all states. Those that aren't, and are operating from out of the country, are often engaged in predatory and deceptive "lending" whose real goal is to fleece their victims out of as much as they can take from their bank accounts.
What was the name of the alleged original lender?
http://www.dianamey.com/
http://abcnews.go.com/US/va-woman-fights-coll ... ref=abc-fb-recs
It appears that this "USC" may have the same owners as a similar "collection agency" racket she sued for harassing and threatening her. She got a $10 Million judgement, and is tracking them down to collect.
http://www.calbar.ca.gov/