Unauthorized deduction of funds
Complaint
Helen B. Allen
Country: United States
Like an idiot I believed that the Grant CD was free except for $1.29 shipping and handling. I got my bank statement and have been charged a total of $60.14 which overdrew my account. When I called to complain, they said that I was suppose to cancell something. This was new information to me. I am beginning to believe you can believe NOTHING on the internet.
Comments
NEVER use a bank account number, debit card, or check or ATM card number to make payments to on-line sites or even to physical store retailers. ONLY use credit cards for such purchases, since they are less disruptive of your other payments to creditors if you have to close the account due to fraud. Use checks only to make payments to companies you already know and trust, such as rent, mortgage, utilities, credit card companies, etc.
NOTHING is FREE. It's just a gimick to get your account information and run through charges until you stop them. They either hide real terms or cancellation policy, or only disclose it after it is too late to use it. That is how these scams work.
You can believe NOTHING on the Internet.
You can believe NOTHING on the phone.
You can believe NOTHING you receive by mail.
The world is full of con-men looking for new suckers to con, and they have more experience doing it than you have recognizing it.
An offer or promise is no better than the company making it, and if you don't know the company, you have no reason to believe ANYTHING they claim, certainly not enough to give them your account information that might allow them to take whatever they want.
"Government grant", "work at home", and "advance fee loan" scams deliberately prey on poor and desperate people, because they are likely to fall for them, are unlikely to recognize it's phony, and because when they get conned, they are unlikely to be able to fight back.
File complaints with the FTC and your state AG.