Collection actions on a bill already paid
Complaint
D. White
Country: United States
NHRMC sent a bill to this collection agency even though payment arrangements had been made and I was paying on the bill. Jon Barry and Associates is located in Concord NC. I have tried for months to remedy the situation and explained that this debt has been paid. They are now ignoring me, despite sending correspondence via certified mail with return receipt. I have sent them proof of payment multiple times, and that the account has been paid in full since 8-07. Yet it is still being reported on my credit as unpaid. Who do I contact next to complain about this other than the Better Business Bureau?
Comments
Who is reporting it on your credit reports as unpaid? NHRMC, or Jon Barry and Associates?
Have you sent a dispute of the erroneous unpaid account to the credit reporting agency? Has Jon Barry and Associates "verified" the erroneous entry to the credit reporting agency?
Have you been turned down for credit, or had an increase in interest rate on a credit card, due to this error in credit reporting?
Thank you,
Michele Perry
Debt collectors try to locate and get payment from debtors when normal bills don't result in payments. If the original contact information isn't resulting in payment, they try to locate the person who allegedly owes the debt. They may call anyone with a similar name in that region, with no idea whether anyone they contact is the right person. Under FDCPA, they are not supposed to disclose a debt to others they contact, yet if they reach the debtor, they want to pressure for payment.
Asking for DOB confirms they are not sure you are even the correct person, but that doesn't stop some from still treating you like some deadbeat. If you do have outstanding debt you might want to check into settling it. In any case, watch out or they might put someone else's bad debt on your credit reports, even though you have no connection with it.
I offered to make payments as I had been to the original entity. He ask for my a contact number and I gave him my cell phone number. He wanted a land line # and I said "There is none."
"Where do you live?" he asked.
I gave the info and he wanted the phone number there. I told him that it's my dad's house and my dad has nothing to do with the debt I owe. I refused to give him my dad's number. This is an attempt to
I ask him to help me work out a payment plan and he REFUSED unless I give up my dad's phone number.
That's EXTORTION.
I can wait to talk to a judge.
BRING IT ON!!!!!!