PAYDAY LOAN
Complaint
ANDREW
Country: United States
I had a message on my home phone from someone name Anthony from American Law Division and Investigation in Homestead, Florida. They said I had an outstanding payday loan balance from Cash Advance. Unfortunately, I thought I was in deep trouble...However, I never requested a payday loan at anytime. They were stating the lawyers for Cash Advance were going to take me to court file a lawsuit against my job...My other option was to settle out of court and of course they were asking for at least partial payment of my "debt." Finally, after being on the phone with these scum I started to catch them repeating themselves, I could hear the voice messages they were leaving on other peoples answering machines. I made a few calls and came to the realization it was a scam. Thankfully, it worked out and I didn't pay these people not one cent... I can't imagine how many people they call and how many end up falling for it and giving them money. Please be careful! I've called my credit card company to confirm my information is secure and I"m doing my best to report...Hopefully someone see's this for what it is!
Comments
They may even have information like old account numbers, SSN, DOB, relatives or employers, possibly from pulling credit reports or through skip-trace searches, or sometimes phony on-line payday loan sites, but the alleged debts are entirely phony, or if real, not owed to these crooks.
They are liars.
File a complaint with the FBI, and if they keep calling, record them and tell them the call is being recorded as evidence. If they have any brains, they will move on when they know you won't be conned.
Warning from the Illinois Attorney General:
http://www.illinoisattorneygeneral.gov/pressroom/2010_08/20100825.html
Warn your friends and co-workers about this scam, so that they don't get conned.
Since they are probably running this scam from overseas, suing them is probably impractical.
They are, however, vulnerable at two points:
1) Their phone provider. They may be using VoIP, but most likely use the same carrier even though they may change phone numbers frequently.
2) Their method of getting the money transferred.
If the scam got that far, how did they say payment should be sent?
Western Union?
MoneyGram?
Other?
If they keep calling, you might try fishing for that information.
If they are demanding payment by Western Union or MoneyGram, contact FTC to report that, and demand that these money transfer agents post warnings against this particular scam to protect others. MoneyGram is subject to a consent agreement to warn consumers against fraud, due to involvement by its agents in earlier fraudulent schemes.