Several Calls fr om 311 556 3320 demanding private information. I don't anyone any money and don't wish to have them continue to harass me.
Comments
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tj
Many complaints here: http://whocalled.us/lookup/3115563320
They appear to be a debt collector, either attempting to contact an alleged debtor, or possibly trying to skip-trace one by calling possible relatives.
In this age, there is no reason to give private information to any caller. The problem remains how to stop their harassment without doing so.
If they are calling for someone else, you can tell them to stop calling ("cease communications" as defined in FDCPA). Follow up with a letter, sent certified, to the effect that the named party they are trying to reach does not live at your address, cannot be reached thru your phone number, and that as provided in FDCPA, you are requesting that they cease contacting you.
If they fail to cease contact after you confirm their receipt of your certified letter, file complaints with your state AG and FTC. You could also sue (in your local state, federal, or even small claims court) if they failed to cease.
If they are attempting to collect a debt from you, even if they may have misidentified you as the party that owes it, you might be better off handling this a little different. Send them a letter, certified receipt requested, indicating that you dispute any alleged debt.
Request validation of the debt, including: 1) the name and address of the original creditor, and the original account nubmer, 2) the current owner of the debt, 3) documented proof obtained from the original creditor that you owe it and that you are the correct party that owes it, 4) how they arrived at what they claim you owe, 5) the original date of delinquency and date of last payment.
Indicate that they contacted you by phone on (list dates), but that you have received no letter from them as required by FDCPA. Add that since it is inconvenient for you to receive their phone calls, they must respond by U.S. Mail.
After confirming their receipt of your letter (via USPS website), you may want to pull your credit reports to determine if they have placed any erroneous negative collection information on your reports. If so, send a dispute to the credit reporting agencies.
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Lucinda C Blackmon
A lady called very rude and stated she was with Premier Credit Services and asked if anyone in the household had credit cards over 9% interest. I told her we didn't use credit cards if we could help it, I only had one. She interuppted rudely and stated, "Forget it lady, " and slammed the phone down. I don't appreciate this kind of behavior and WILL NOT TOLERATE IT. I would appreciate your help in this manner. I tried to look up online Premier Credit Services number, but it was no longer in service. My caller ID showed Private caller. They have no right to make calls to people and harass them. Thanks, Lucinda Blackmon
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paula clinton
I received a similar call for a woman that came up on my phone as a private number. She stated she was calling from Premier Credit Services and proceeded to ask me if I had debt over a certain amount or interest over 7% on my credit cards. I told her I wasn't going to discuss that on the phone with somebody I didn't call. She proceeded to tell me that this information is all over the internet and that I was computer illiterate...I hung up on her. Every now and then I receive calls from this "Premier Credit" and they are always rude unless you give them what they want and that's your personal information. BEWARE!
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Jackie Kohnhorst
I had the exact same experience with a company calling saying the are "Premier Credit". I told them I wasn't interested in consolidating my accounts and he said "Yeah right" and hung up on me. Who can I call to complain about this company? That was so rude and inappropriate.
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Ricky
Tanhks alot - your answer solved all my problems after several days struggling
Comments
http://whocalled.us/lookup/3115563320
They appear to be a debt collector, either attempting to contact an alleged debtor, or possibly trying to skip-trace one by calling possible relatives.
In this age, there is no reason to give private information to any caller. The problem remains how to stop their harassment without doing so.
If they are calling for someone else, you can tell them to stop calling ("cease communications" as defined in FDCPA). Follow up with a letter, sent certified, to the effect that the named party they are trying to reach does not live at your address, cannot be reached thru your phone number, and that as provided in FDCPA, you are requesting that they cease contacting you.
If they fail to cease contact after you confirm their receipt of your certified letter, file complaints with your state AG and FTC. You could also sue (in your local state, federal, or even small claims court) if they failed to cease.
If they are attempting to collect a debt from you, even if they may have misidentified you as the party that owes it, you might be better off handling this a little different. Send them a letter, certified receipt requested, indicating that you dispute any alleged debt.
Request validation of the debt, including:
1) the name and address of the original creditor, and the original account nubmer,
2) the current owner of the debt,
3) documented proof obtained from the original creditor that you owe it and that you are the correct party that owes it,
4) how they arrived at what they claim you owe,
5) the original date of delinquency and date of last payment.
Indicate that they contacted you by phone on (list dates), but that you have received no letter from them as required by FDCPA. Add that since it is inconvenient for you to receive their phone calls, they must respond by U.S. Mail.
After confirming their receipt of your letter (via USPS website), you may want to pull your credit reports to determine if they have placed any erroneous negative collection information on your reports. If so, send a dispute to the credit reporting agencies.