Bank Account Withdrawals Through Bank Debit Card
Complaint
John McCune
Country: United States
The above named company has taken "Unauthorizes Charges" from my Bank Account through the usage of my Debit Card Number; there was no business relationship with this Company. This being the case, I find that there can only be one way that they were able to do this terrable thing through the use of, "FISHING" for various Bank Accounts.
Comments
https://complaintwire.org/Complaint.aspx/PJV2JywAVQCA-gjMUYUrsg
It may be that DRU / orderfind identity validation is weak, allowing card thieves to use this channel either to buy intangible downloads that pose little risk of traceability, or that they are using it to "ping" stolen card numbers to see if they are valid.
Immediately dispute all unauthorized charges with your bank, and block the card number to prevent additional fraud. Follow up with a WRITTEN DISPUTE or fraud affidavit, mailed certified to your bank's dispute address from your statement, so you can document timely disputing in accordance with FRB Reg. E.
To invoke your FRB Reg. E dispute rights, you must notify your bank within 60 days of the statement date of the statement showing the disputed charges. Your bank should be able to reverse the charges, but if you have any problems with compliance with FRB Reg. E, contact the Office of the Comptroller of the Currency, at www.occ.gov
Watch your statements carefully to make sure fraudulent charges are not slipped through to your checking account despite blocking the debit card.
Do NOT have, activate, or use debit cards or check cards. They are not as secure as credit cards. Use only credit cards for on-line or retail purchases, as it is safer, and less disruptive should you have to deal with a fraudulent charge. Use ATM cards requiring a PIN only at your bank's own ATM machines. Use checks only for payments to companies you already know and trust: mortgage, rent, utilities, banks, etc. Control and manage your exposure to risk of fraud loss.