I never ordered or authorized the Unlimited Local Savings to take money out of my checking account. I need a refund of $49.99
Comments
0
Robert Reed
When will I get the refund?
0
tj
Probably never, and you can expect more charges to be crammed as long as your account is open. That is why you dispute fraudulent charges through your bank. Your bank can reverse the charges, but only if you dispute promptly within 60 days of the statement date of the statement showing the disputed charges, under FRB Reg. E.
There are many similar reports of such scam charges in connection with applications for online payday loans.
These scams use the "payday loan" site to get your account information, with deceptive or obscured disclosures to claim you "authorized" charges for some "membership" scam with monthly charges. Many complaints indicate they then direct you to some site to "cancel" or "request a refund", which they may ignore while they keep taking money or claim they don't have to refund. The scheme is designed to delay you in filing a bank fraud dispute, which is the only effective way to get your money back.
This particular group is run out of Scottsdale AZ. You can find links between the various names used in the scheme via BBB reports, and through common management in filings with the state of Arizona. The Florida Attorney General site shows they investigated an earlier version of their scheme.
There are numerous complaints similar to yours, of unauthorized charges under various names, notably "777savingsclub". Did you actually get any payday loan, or did they just use your information to cram "membership" charges?
Immediately contact your bank to file a fraud dispute, and close the account due to fraud to prevent additional fraudulent charges. Under FRB Reg. E, if you dispute charges through your bank within 60 days of the statement date of the statement showing the disputed charge, your bank can yank back the money. Follow up with a written dispute or fraud affidavit, mailed certified, sent to your bank's dispute address from your statement, to document timely filing of your fraud dispute.
File fraud complaints with FTC, your state Attorney General, the Arizona Attorney General, and at www.ic3.gov, which is a government site for filing internet related fraud complaints.
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sylizard
i too filled out a loan app, then to notice that charges were taken by them. i immediatly called the number on my bank statement and closed said account. filled out all info that they needed. they will not refund my mopney as yet.
0
tj
"i immediatly called the number on my bank statement and closed said account."
These scammers always refuse to refund money. Their sites were set up to deceive consumers into disclosing bank account information, supposedly to apply for a loan, but they bury in obscurely linked fine print some "authorization" to charge you monthly for some "membership".
File a fraud dispute with your bank.
File fraud complaints with FTC, your state Attorney General, the Arizona Attorney General, and at www.ic3.gov
0
Dennis Marauszwski
I too was scammed by this company and after getting the runaround for two day's I am on my way to my bank to file a dispute and close my account. There is no one to call or email to admit culpability or to get a refund and when you try to get to ULS you find out that no such company exists, its all a scam !!!
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margaret
same thing happened to me today, 49.99 stolen from my bank account Ive already contacted the bank, and am going there tomorrow to close account and report to NYS Attorney General and Arizona Attorney General
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jenel
DITTO TO ALL OF THE ABOVE.
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SaRA
SAME THING HAPPEND TO US!!!!! ugh CANT BELIVE THIS CRAP!!!
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Mr Justice
They are called Unlimited Local SVGS 866-592-6448... They got your information from a fake payday loan company that sold your information to them. They are ripping people off and I am going after them. The best thing to do is close your account, then they can't get any money from you. They tried to take $9.99 in January from my account and as of yesterday they tried a 19.99 charge saying I authoriz on 4/28/11 which is a lie. So, as of next week I am suing them and this fraud in America needs to stop. There is NO ONE here to protect us, so it is up to us to Fight back. If we start suing them and hitting them for millions of dollas it will stop. if they take 49.99 fron 100,000 accounts a day they are defrauding us out of a half a million dollars of day, that is 14.7 million dollars a month, which totals up to 1.7Billion dollas a year. Why would they stop if they are making this kind of money?
0
mrs. kasten
This company has got my account for alot of money.
This company took money from me canceled with some 1-800 number that couldn't give me any info and filed fraud dispute with bank...wow ...still don't know what happened..
Comments
There are many similar reports of such scam charges in connection with applications for online payday loans.
These scams use the "payday loan" site to get your account information, with deceptive or obscured disclosures to claim you "authorized" charges for some "membership" scam with monthly charges. Many complaints indicate they then direct you to some site to "cancel" or "request a refund", which they may ignore while they keep taking money or claim they don't have to refund. The scheme is designed to delay you in filing a bank fraud dispute, which is the only effective way to get your money back.
This particular group is run out of Scottsdale AZ. You can find links between the various names used in the scheme via BBB reports, and through common management in filings with the state of Arizona. The Florida Attorney General site shows they investigated an earlier version of their scheme.
There are numerous complaints similar to yours, of unauthorized charges under various names, notably "777savingsclub". Did you actually get any payday loan, or did they just use your information to cram "membership" charges?
Immediately contact your bank to file a fraud dispute, and close the account due to fraud to prevent additional fraudulent charges. Under FRB Reg. E, if you dispute charges through your bank within 60 days of the statement date of the statement showing the disputed charge, your bank can yank back the money. Follow up with a written dispute or fraud affidavit, mailed certified, sent to your bank's dispute address from your statement, to document timely filing of your fraud dispute.
File fraud complaints with FTC, your state Attorney General, the Arizona Attorney General, and at www.ic3.gov, which is a government site for filing internet related fraud complaints.
These scammers always refuse to refund money. Their sites were set up to deceive consumers into disclosing bank account information, supposedly to apply for a loan, but they bury in obscurely linked fine print some "authorization" to charge you monthly for some "membership".
File a fraud dispute with your bank.
File fraud complaints with FTC, your state Attorney General, the Arizona Attorney General, and at www.ic3.gov
They tried to take $9.99 in January from my account and as of yesterday they tried a 19.99 charge saying I authoriz on 4/28/11 which is a lie. So, as of next week I am suing them and this fraud in America needs to stop. There is NO ONE here to protect us, so it is up to us to Fight back. If we start suing them and hitting them for millions of dollas it will stop. if they take 49.99 fron 100,000 accounts a day they are defrauding us out of a half a million dollars of day, that is 14.7 million dollars a month, which totals up to 1.7Billion dollas a year. Why would they stop if they are making this kind of money?
12/24/10 $49.99
01/23/11 $19.99
04/05/11 $19.99
05/03/11 $79.99
These people have stolen alot of money from me!