taking money that was not approved to be taken
Complaint
brenda king
Country: United States
Approved this company to take 4.77 from my account and then found a amount of 87.42 taken from it as well. Thus the second amount did not have approval to be taken by that company.
Comments
https://complaintwire.org/Complaint.aspx/wyFNe7sKCAAcLQjNRMuZdQ
https://complaintwire.org/Complaint.aspx/4rr-Bc1RDwBpGwjNHdkRJw
http://www.complaintsboard.com/complaints/chase-morgan-marketing-inc-c234466.html
The most effective way to handle fraudulent charges is to dispute fraudulent charges immediately through your bank, under FRB Reg. E for disputing checking account charges via EFT, ACH, or debit card, or under FCBA for credit card disputes, and close your account or block your card number due to fraud to prevent additional fraudulent charges.
Your bank can reverse fraudulent charges showing on statements dated up to 60 days earlier than your original date of dispute.
Be sure to close your checking account due to fraud, or you may find additional crammed charges in the future, under either this name, or possibly other names.
You cannot trust any company that would engage in deceptive marketing or fraudulent charges to return your money, regardless of any promises. Followup to your bank dispute by sending a WRITTEN dispute or fraud affidavit to your bank's dispute address from your statement, to document the timely filing of your fraud complaint in compliance with FRB Reg. E or FCBA.
Do not use or activate debit cards or check cards. Use only credit cards for online or retail purchases, as the fraud protections are stronger and it is less disruptive of payments to others to block them. Never provide your checking account number to make a payment by EFT. Never set up automatic payments from your checking account. Use checks only for payments to companies you know and trust: rent or mortgage, utilities, credit cards, etc.
File fraud complaints with FTC, your state Attorney General, and at www.ic3.gov
Needless to say I thought I was protected with my American Express Gift Card
only to find out when I checked my account balance (I was going to use it to pay my Power bill witch is to be shut off in two days!)
It is so sad that people are ripping off people who are just trying to stay afloat!
My only peace of mind is my faith..Vengence is mine sayeth the Lord!
And I sure wouldn't want to be them when it happens!!