I dont know this company or never took a loan with them
Complaint
Wendy L Johnson
Country: United States
This is the email they forwarded to me from an email unitedlawfirmattorneydebt@gmail.com (united law firm)
Case No #: UCL/66/A0010
Customer ID: #54008540
Legal Charges- Section 19(A), Clause 21(US).
Case Format- Fair Debt Collection Act 811 (FC/SC)
This is to notify you that currently, in default, under its obligations to the Capital Loaner Commission. In the amount of $1485.16.
Despite our previous notice, we still have not received any payment or answer from you. Therefore, we regret to inform you that if we do not obtain the payment of ($1418.00) on or before 08/30/2022, we will have no other alternatives but to undertake court actions against you in order to retrieve the debt amount for our client, please find the full debt amount and additional costs below.
Principal Amount: ($400.00)
Late fees Penalty fees & interest: ($1085.00)
Total: ($1485.00)
Not paying personal loan/Online Loan, can lead to 3 things:
1. Your credit score is severely downgraded. Not paying a loan, for which you are personally responsible for credit card debt, personal loan, Online Loan, STPL etc. is reported to your credit score. Which means, your chances of procuring any loan in future are close to none? Unless it is a secured loan.
2. Banks may proceed with legal proceedings: Your bank can take many legal routes to recover its cash from you. Which includes, Blocking your savings account (if it’s with the same bank), Court proceeding etc.
3. In extreme cases, the Bank may publicly show your name in the list of the willful defaulter. In some cases, bank has public notice boards in their banks or on website which shows the list of such defaulters
If it is due to some financial crunch, better is to talk to the Debt Settlement Division. Explain your situation; get your loan rescheduled to something you can pay off.
This will not affect your credit score. You never know when you may need a good credit score. So, being light with it is not advised.
Note: This notice is provided to you on behalf of ALL ONLINE LOAN LENDERS ALLIANCE (OLA) And its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates,
As per your contract in the event of a default, you would be contacted via the email had you used to solicit the funds if you did not get the email then?
1) Either you no longer have the email address,
2) You deleted the email thinking it's just another email advertisement to get a fresh loan or
3) You might be caught in Identification Theft.
If you want to resolve Or Dispute this case outside the courthouse, then reply or answer ASAP!!
Your positive reply will be greatly appreciated
Case No #: UCL/66/A0010
Customer ID: #54008540
Legal Charges- Section 19(A), Clause 21(US).
Case Format- Fair Debt Collection Act 811 (FC/SC)
This is to notify you that currently, in default, under its obligations to the Capital Loaner Commission. In the amount of $1485.16.
Despite our previous notice, we still have not received any payment or answer from you. Therefore, we regret to inform you that if we do not obtain the payment of ($1418.00) on or before 08/30/2022, we will have no other alternatives but to undertake court actions against you in order to retrieve the debt amount for our client, please find the full debt amount and additional costs below.
Principal Amount: ($400.00)
Late fees Penalty fees & interest: ($1085.00)
Total: ($1485.00)
Not paying personal loan/Online Loan, can lead to 3 things:
1. Your credit score is severely downgraded. Not paying a loan, for which you are personally responsible for credit card debt, personal loan, Online Loan, STPL etc. is reported to your credit score. Which means, your chances of procuring any loan in future are close to none? Unless it is a secured loan.
2. Banks may proceed with legal proceedings: Your bank can take many legal routes to recover its cash from you. Which includes, Blocking your savings account (if it’s with the same bank), Court proceeding etc.
3. In extreme cases, the Bank may publicly show your name in the list of the willful defaulter. In some cases, bank has public notice boards in their banks or on website which shows the list of such defaulters
If it is due to some financial crunch, better is to talk to the Debt Settlement Division. Explain your situation; get your loan rescheduled to something you can pay off.
This will not affect your credit score. You never know when you may need a good credit score. So, being light with it is not advised.
Note: This notice is provided to you on behalf of ALL ONLINE LOAN LENDERS ALLIANCE (OLA) And its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates,
As per your contract in the event of a default, you would be contacted via the email had you used to solicit the funds if you did not get the email then?
1) Either you no longer have the email address,
2) You deleted the email thinking it's just another email advertisement to get a fresh loan or
3) You might be caught in Identification Theft.
If you want to resolve Or Dispute this case outside the courthouse, then reply or answer ASAP!!
Your positive reply will be greatly appreciated
Comments
Forward the email to abuse@gmail.com